HFPHome Finance
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Financing available

$199,500

7007 State Highway 50, Commerce, TX 75428

3
beds
2
baths
1,683
sqft

Est. with seller financing: $1,731/mo

  • Single-family
  • Built in 1970
  • 43,560 sq ft lot
  • $119/sqft
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Enjoy the peace and privacy of country living with this charming ranch-style home situated on a full acre just outside the city limits. This classic three-bedroom, two-bath residence offers both comfort and flexibility, with spaces that can easily adapt to your lifestyle. Step through the front door into the original living area—an ideal spot for a home office, music room, or play space. The converted garage adds a spacious family room perfect for relaxing or entertaining, while the enclosed back porch has been transformed into a bright and inviting sunroom, offering year-round enjoyment of the surrounding property. The galley-style kitchen features a functional peninsula, built-in shelving, and abundant cabinetry, flowing seamlessly into the dining area—perfect for everyday living and gatherings. Just off the kitchen, a separate utility room provides a convenient space for a washer and dryer. Outside, you’ll find plenty of room to spread out and pursue your hobbies. A two-story storage building provides excellent potential as a workshop, hobby space, or craft studio, and the additional shed is perfect for storing lawn and garden equipment. The attached two-car carport adds convenience and protection from the elements. With friendly neighbors and room to breathe, this property delivers the best of quiet country living with the convenience of nearby amenities. Don’t miss the opportunity to make it your own.

Facts & features

Interior

Features

  • Built In Features
  • Eat In Kitchen
  • High Speed Internet
  • Paneling Wainscoting

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Appliances

  • Dishwasher
  • Electric Range
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Wood Burning Stove

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Attached Carport

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: none

Schools

  • District: Commerce ISD
  • Elementary: Commerce
  • Middle: Commerce
  • High: Commerce

Financial & listing details

Listing

  • Price per sq ft: $119
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,731/mo

Principal & interest
$1,445/mo
Property taxes
$193/mo
Homeowners insurance (est.)
$93/mo
Loan amount
$179,550
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Patrice Tague, Cross Power Real Estate, LLC · MLS #21244098 · 903-355-0505

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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