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Financing available

$395,400

1210 Phoenix Drive, Athens, TX 75751

4
beds
2.5
baths
1,839
sqft

Est. with seller financing: $3,874/mo

  • Single-family
  • Built in 2026
  • 6,447 sq ft lot
  • $215/sqft
  • $85/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover the perfect blend of modern comfort, timeless style & exceptional value in Cardinal Estates, Athens' newest residential community! This beautifully designed NEW CONSTRUCTION home offers 1,839 SF, 4 bedrooms, 2.5 baths & a thoughtfully planned 2-story layout that makes the most of every square foot. Step inside to an inviting open-concept main level where the living, dining & kitchen areas connect seamlessly for everyday living & entertaining. The kitchen delivers warmth & character with rich pecan cabinetry, polished countertops, elegant Iceberg honed marble backsplash, brushed nickel fixtures & hardware, pantry storage & a spacious peninsula with prep space and casual seating. Warm LVP flooring, neutral finishes & abundant natural light create a welcoming atmosphere throughout. The privately situated DOWNSTAIRS PRIMARY SUITE provides a comfortable retreat with dual vanities, an oversized tiled walk-in shower & generous walk-in closet. A convenient half bath completes the main level, while upstairs you'll find 3 additional bedrooms, a full bathroom & centrally located laundry room, providing flexibility for family, guests, a home office or hobbies. Thoughtful features extend beyond the beautiful finishes with energy-efficient Low-E windows & an attached 369 SF garage equipped with an EV charging plug. Energy efficiency is built right in with foam insulation designed to reduce energy loss, maintain comfortable indoor temperatures & help keep heating and cooling costs in check year-round! Outside, light Newport brick & Buff stone complement Repose Gray siding & bold Tricorn Black accents for distinctive curb appeal. Ideally situated near Athens schools, shopping, dining & medical facilities, with convenient access to Tyler & the DFW Metroplex. PRICED BELOW RECENT APPRAISED VALUE! Builder incentives available, FHA, VA & Conventional financing welcomed, & qualified buyers may be eligible for little to no money down through preferred lender programs.

Listing courtesy of Danae Oglesby, Stewart & McGee Real Estate · MLS #21426928 · 903-675-5207

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Electric
  • Living Room
  • Insert

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Fiber Cement, Stone Veneer

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • On Street

Lot

  • Corner Lot

Community

Neighborhood

  • Subdivision: Cardinal Estates

HOA

  • Goodwin & Company

Schools

  • District: Athens ISD
  • Elementary: Belair
  • Middle: Athens
  • High: Athens

Financial & listing details

Listing

  • Price per sq ft: $215
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,874/mo

Principal & interest
$2,863/mo
Property taxes (est.)
$741/mo
Homeowners insurance (est.)
$185/mo
HOA dues
$85/mo
Loan amount
$355,860
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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