HFPHome Finance
Partner
Powered byDoorly
1 / 36
Financing available

$770,000

1212 20th Street, Northlake, TX 76226

4
beds
3.5
baths
3,393
sqft

Est. with seller financing: $6,181/mo

  • Single-family
  • Built in 2025
  • 6,098 sq ft lot
  • $227/sqft
  • $92/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Built in 2025 and already loaded with the upgrades you’d want to add to a new construction home, 1212 20th Street is truly move in ready. From the pool and spa to JellyFish exterior lighting, an outdoor kitchen, upgraded flooring and lighting, and a statement fireplace extending all the way to the ceiling, the work has already been done. The thoughtfully designed floor plan offers four bedrooms with two downstairs and two upstairs, plus a dedicated theater room and spacious loft, giving you plenty of room to spread out, entertain, or create the perfect family spaces. Step outside to your own backyard retreat featuring a pool, spa, and outdoor kitchen, all overlooking a peaceful pond with no backyard neighbors. Beyond the home, enjoy a community filled with amenities including parks, fishing ponds, a fitness center, basketball courts and more. Why wait on a new build and then spend the time and money adding everything afterward? 1212 20th St already has it all. Toll Brothers Upgraded elite package.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Loft
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas Starter
  • Great Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Outdoor Grill
  • Outdoor Kitchen
  • Outdoor Living Area
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Plaster, Rock, Stone

Parking

  • Garage spaces: 2
  • Door Multi
  • Direct Access
  • Driveway
  • Garage Faces Front
  • Garage

Pool

  • Gunite
  • In Ground
  • Outdoor Pool
  • Pool
  • Pool Spa Combo
  • Water Feature
  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Harvest Ph 11a

HOA

  • FirstService Residential

Schools

  • District: Argyle ISD
  • Elementary: Jane Ruestmann
  • Middle: Argyle
  • High: Argyle

Financial & listing details

Listing

  • Price per sq ft: $227
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,181/mo

Principal & interest
$5,576/mo
Property taxes
$154/mo
Homeowners insurance (est.)
$359/mo
HOA dues
$92/mo
Loan amount
$693,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jenna Eberly

Serhant Texas, LLC

346-310-4739

MLS #
21386976

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

More homes in Northlake