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Financing available

$346,500

1214 Phoenix Drive, Athens, TX 75751

3
beds
2
baths
1,612
sqft

Est. with seller financing: $3,406/mo

  • Single-family
  • Built in 2026
  • 10,629 sq ft lot
  • $215/sqft
  • $85/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Fresh design, thoughtful details & exceptional value come together in this beautiful NEW CONSTRUCTION home in Cardinal Estates, Athens' newest residential community! With 1,612 SF, this single-story 3-bed, 2-bath home delivers the perfect combination of style, comfort & functionality. Step inside to discover a bright, open-concept layout where the living, dining & kitchen areas flow seamlessly together, creating an inviting space for entertaining or everyday living. The kitchen makes a statement with crisp white upper cabinetry contrasted by Serenity Blue lower cabinets, polished countertops, geometric tile backsplash, brushed gold hardware & fixtures, pantry storage & a center island with seating. Warm Horseshoe Bend LVP flooring complements SW Everyday White walls, creating a timeless backdrop throughout the main living spaces. Privately situated away from the secondary bedrooms, the primary suite offers a peaceful escape with a spacious walk-in closet & ensuite bath featuring dual vanities, an oversized walk-in shower with polished porcelain tile walls, mosaic flooring & brushed gold finishes. Two additional bedrooms & a full guest bath provide flexibility for guests, a home office or hobbies. The attached 544 SF 2-car garage includes an EV charging plug & room for storage. Outside, Graystone brick, Blue Charcoal stone & Tricorn Black accents create standout curb appeal, complemented by Repose Gray siding along the rear exterior. Foam insulation helps maintain consistent indoor temperatures while reducing energy loss & keeping utility costs in check throughout the seasons. Enjoy the benefits of a brand-new home conveniently located near Athens schools, shopping, dining & medical facilities, with easy access to Tyler & the DFW Metroplex. FHA, VA & Conventional financing welcomed! Builder incentives available, & qualified buyers may be eligible for little to no money down through preferred lender programs. PRICED BELOW RECENT APPRAISED VALUE!

Listing courtesy of Danae Oglesby, Stewart & McGee Real Estate · MLS #21426962 · 903-675-5207

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Electric
  • Insert
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Fiber Cement, Stone Veneer

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • On Street

Community

Neighborhood

  • Subdivision: Cardinal Estates

HOA

  • Goodwin & Company

Schools

  • District: Athens ISD
  • Elementary: Belair
  • Middle: Athens
  • High: Athens

Financial & listing details

Listing

  • Price per sq ft: $215
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,406/mo

Principal & interest
$2,509/mo
Property taxes (est.)
$650/mo
Homeowners insurance (est.)
$162/mo
HOA dues
$85/mo
Loan amount
$311,850
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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