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Financing available

$494,000

1220 Green Elm Road, Graford, TX 76449

3
beds
3
baths
1,991
sqft

Est. with seller financing: $4,335/mo

  • Single-family
  • Built in 2021
  • 21,780 sq ft lot
  • $248/sqft
  • $60/mo HOA
  • Palo Pinto County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Experience modern comfort and lake living just minutes from Possum Kingdom Lake in the gated community of Water Ridge Estates. Situated on a spacious 0.5-acre lot, this beautifully designed 3-bedroom, 3-bath home offers the perfect blend of style, functionality, and everyday comfort. Two of the three bedrooms feature private en-suite bathrooms, making this home ideal for family and guests alike. Each bathroom is finished with granite countertops and double vanities, adding both elegance and convenience. A welcoming foyer greets you upon entry and leads to a versatile office or bonus room with French doors, perfect for working from home, a playroom, or a second living area. The open-concept floor plan seamlessly connects the living room, dining area, and kitchen, creating an inviting space for entertaining and everyday living. The kitchen is complete with granite countertops, a large center island, ample cabinetry, and generous workspace. The living room features a cozy wood-burning fireplace, creating the perfect gathering place year-round. Step outside to an impressive covered patio designed for entertaining, featuring a brick wood-burning fireplace, built-in grill, and sink while overlooking the expansive backyard with plenty of room to relax, play, or add your personal touch. Water Ridge Estates offers exceptional amenities that make every day feel like a getaway. Residents enjoy access to a clubhouse, community swimming pool, private boat ramp, dock, playground, and excellent fishing at Tranquility Cove, all just minutes from your front door. Whether you're looking for a full-time residence or a weekend retreat, this beautiful home offers the perfect combination of modern finishes, thoughtful design, and the lake lifestyle you've been searching for. Just 3 minutes from Rocker B and would be fabulous investment property.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • In Law Floorplan
  • Kitchen Island
  • Multiple Master Suites
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Tile

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room
  • Masonry

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Gas Grill

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway
  • Enclosed
  • Garage Faces Front
  • Garage

Pool

  • Community

Lot

  • Back Yard
  • Cleared
  • Lawn
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Water Rdg Estates

HOA

  • Waste Ridge Estates

Schools

  • District: Graford ISD
  • Elementary: Graford
  • Middle: Graford
  • High: Graford

Financial & listing details

Listing

  • Price per sq ft: $248
  • County: Palo Pinto
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,335/mo

Principal & interest
$3,577/mo
Property taxes
$467/mo
Homeowners insurance (est.)
$231/mo
HOA dues
$60/mo
Loan amount
$444,600
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Amie Pratt, Weatherbee Real Estate · MLS #21326994 · (940) 549-2152

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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