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Financing available

$250,000

1220 Westmoreland Drive, McKinney, TX 75069

3
beds: 1.5
baths: 1,290
sqft

Est. with seller financing: $2,150/mo

Single-family
Built in 1968
7,405 sq ft lot
$194/sqft
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This charming home, recently updated, offers a rare opportunity to own a move-in-ready property that seamlessly blends modern updates with a warm, inviting atmosphere. Located in a prime area, it's perfect for first-time buyers. The property features 3 bedrooms and 1.5 bathrooms, as well as 2 additional rooms that can be used as sitting rooms or offices. A separate living quarter in the back provides extra space, while a large, fully fenced backyard offers a peaceful retreat. The home is situated on a quiet street, making it an ideal choice for those seeking a serene living environment. Located just minutes from downtown McKinney, you'll enjoy easy access to McKinney's unique shops, dining, and festivities. his home's unique blend of modern updates, prime location, and warm charm makes it the ideal choice for those seeking a fresh start. Don't let this opportunity slip away - schedule a showing today and make this beautiful home in a desirable area your next chapter begins!

Facts & features

Interior

Features

High Speed Internet
Cable Tv
Walk In Closets

Heating & cooling

Cooling: Wall Window Units

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Electric Water Heater

Exterior & lot

Features

Deck
Lighting
Storage

Construction

Style: Traditional, Detached
Stories: 1

Parking

Alley Access
Concrete
Driveway
Off Street
On Street

Community

Neighborhood

Subdivision: Westmoreland Heights #1

Schools

District: McKinney ISD
Elementary: Finch
Middle: Dowell
High: Mckinney

Financial & listing details

Listing

Price per sq ft: $194
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,150/mo

Down payment10% ($25,000)10%20%

See If You Qualify

Principal & interest: $1,810/mo
Property taxes: $223/mo
Homeowners insurance (est.): $117/mo

Loan amount: $225,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of DMarques Allen, Mint Real Estate LLC · MLS #21289288 · 469-702-8881

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.