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Financing available

$349,995

1221 Main Street, Garland, TX 75040

2
beds
1
baths
1,376
sqft

Est. with seller financing: $3,195/mo

  • Single-family
  • Built in 1920
  • 11,500 sq ft lot
  • $254/sqft
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Historic charm meets exciting possibilities just blocks from thriving downtown Garland! Built in 1920, this charming Tudor-style brick home blends timeless character with an updated interior, including a completely remodeled kitchen. Distinctive front gables, arched architectural details, and classic brickwork create inviting curb appeal. The 1,376-square-foot layout currently offers two bedrooms and one bath, with potential to reconfigure the interior for a third bedroom. Previously used as a business and zoned commercial, this property offers opportunities for buyers with a vision. Enjoy it as a home filled with character, or explore its potential for a boutique, law office, CPA practice, or other permitted business. Generous rooms provide flexibility to adapt the space to your needs, while the location puts downtown Garland’s shops, dining, and entertainment within easy reach. Bring your ideas and make this distinctive property your own! Buyer to verify permitted uses and zoning requirements.

Listing courtesy of Alisa Kline, White Rock Realty · MLS #21412625 · 940-343-5113

Facts & features

Interior

Features

  • Eat In Kitchen
  • Kitchen Island

Heating & cooling

  • Cooling: Central Air, Electric

Flooring

  • Hardwood

Appliances

  • Gas Cooktop
  • Gas Range
  • Microwave
  • Refrigerator

Exterior & lot

Construction

  • Style: Tudor, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Brick

Parking

  • Garage spaces: 1
  • Garage

Community

Neighborhood

  • Subdivision: James Terrace

Schools

  • District: Garland ISD
  • Elementary: Choice Of School
  • Middle: Choice Of School
  • High: Choice Of School

Financial & listing details

Listing

  • Price per sq ft: $254
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,195/mo

Principal & interest
$2,535/mo
Property taxes
$497/mo
Homeowners insurance (est.)
$163/mo
Loan amount
$314,995
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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