HFPHome Finance
Partner
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Financing available

$180,000

1231 W Sears Street, Denison, TX 75020

2
beds
1
baths
1,492
sqft

Est. with seller financing: $1,387/mo

  • Single-family
  • Built in 1928
  • 7,501 sq ft lot
  • $121/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

English cottage charm meets comfortable everyday living in this distinctive 2-bedroom, 1-bath home near Downtown Denison. Beautiful landscaping and thoughtful outdoor touches create an inviting setting filled with character. Inside, you’ll find two exceptionally spacious bedrooms and an updated kitchen that complements the home’s timeless style without losing its original warmth. The enclosed back porch provides flexible space for a home office, sitting area or hobby room. Outside, you'll enjoy relaxing on the welcoming covered front porch or spending time in the spacious backyard shaded by mature trees. A large deck provides the perfect spot for entertaining or grilling. A generously sized detached workshop, along with additional covered carport parking, provides excellent space for vehicles, storage or projects. Conveniently located just minutes from historic downtown Denison, schools, shopping, dining, and major highways, this home combines small-town charm with everyday convenience. With major updates already completed—including updated electrical wiring and plumbing and newer roof—this move-in-ready home is an incredible opportunity for first-time buyers, investors, or anyone looking to downsize without compromising on quality or functionality. With approximately 1,492 square feet, this charming home offers room to spread out, memorable character and spaces that can adapt to a variety of needs. Schedule your private showing today!

Facts & features

Interior

Features

  • Built In Features

Appliances

  • Gas Range
  • Gas Water Heater

Fireplace

  • Fireplaces: 1
  • Decorative
  • Masonry

Laundry

  • In Kitchen

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Pillar Post Pier

Parking

  • Garage spaces: 2
  • Additional Parking
  • Carport
  • Garage

Lot

  • Corner Lot

Community

Neighborhood

  • Subdivision: Millers 2nd Addition

Schools

  • District: Denison ISD
  • Elementary: Terrell
  • Middle: Henry Scott
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $121
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,387/mo

Principal & interest
$1,303/mo
Property taxes
Not available
Homeowners insurance (est.)
$84/mo
Loan amount
$162,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Leann Hawley

eXp Realty

888-519-7431

MLS #
21378475

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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