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Financing available

$585,000

1238 20th Street, Northlake, TX 76226

4
beds: 3
baths: 2,923
sqft

Est. with seller financing: $5,653/mo

Single-family
Built in 2021
6,055 sq ft lot
$200/sqft
$173/mo HOA
Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MOVE IN READY in Argyle with no backyard neighbors! No projects and no updates needed! Welcome home to this beautifully maintained four bedroom three bath residence offering a perfect blend of comfort, space, and privacy. This light filled floor plan offers flexible living spaces for both everyday living and entertaining. A versatile first floor awaits with a bedroom and full bath secluded at the front of the home, a spacious dedicated home office, and a cohesive flow from kitchen to dining to living room. The oversized primary suite offers a private and serene space at the rear of the home. Upstairs discover plenty of room for living and playing with two bedrooms a full bath and a huge bonus room plus GREAT walk in storage space! The backyard is truly the icing on the cake with NO BACKYARD NEIGHBORS, creating a more private and relaxing space to unwind. This location truly offers the best of both worlds with amazing amenities right out your front door plus easy access to I35 (without driving on 407)!

Facts & features

Interior

Features

Eat In Kitchen
Kitchen Island
Loft
Open Floorplan
Walk In Closets

Heating & cooling

Heating: Natural Gas
Cooling: Central Air, Electric

Appliances

Dishwasher
Electric Oven
Gas Cooktop
Disposal
Microwave
Tankless Water Heater

Fireplace

Fireplaces: 1
Family Room
Gas Log

Laundry

Washer Hookup
Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 2
Roof: Shingle
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Driveway
Garage
Garage Door Opener

Lot

Cleared

Community

Neighborhood

Subdivision: Harvest Ph 6a

HOA

First Service Residential

Schools

District: Argyle ISD
Elementary: Jane Ruestmann
Middle: Scott Gibson,6th Grade Center
High: Argyle

Financial & listing details

Listing

Price per sq ft: $200
County: Denton
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,653/mo

Down payment10% ($58,500)10%20%

Check Your Financing Options

Principal & interest: $4,236/mo
Property taxes: $971/mo
Homeowners insurance (est.): $273/mo
HOA dues: $173/mo

Loan amount: $526,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Morgan Quick, Coldwell Banker Realty · MLS #21391231 · 817-329-9005

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.