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Financing available

$487,000

1243 Chartres, Oak Ridge, TX 75142

3
beds
2
baths
1,990
sqft

Est. with seller financing: $4,415/mo

  • Single-family
  • Built in 2016
  • 44,431 sq ft lot
  • $245/sqft
  • $23/mo HOA
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

There are truly no words to fully describe this beautiful, luxurious custom-built home located in the sought-after Pontalba community in Oakridge, TX, conveniently situated off Highway 34 between Terrell and Kaufman. This meticulously maintained home sits on 1.02 acres and features 3 bedrooms, 2 bathrooms, 2 dining areas, and a spacious living room designed for comfortable living and entertaining. The elegant primary suite offers a beautiful bathroom complete with a garden tub, decorative medicine cabinet, and stylish mirrors above each vanity. Multiple chandeliers throughout the home add an extra touch of elegance and character. The spacious kitchen is a true highlight, featuring a farmhouse sink, large pantry, appliances, and custom under-cabinet lighting. Every detail throughout the home reflects thoughtful design and attention to quality. Outside, the property offers both privacy and functionality. A privacy fence has been installed along each side of the home and yard, while the driveway features an iron gate providing convenient access to the backyard for storing a boat, trailer, or other recreational equipment. The patio deck includes attractive railing and creates the perfect space to relax and enjoy the peaceful surroundings. The sunrise and sunset views from the back porch deck are simply stunning, overlooking treetops, lush green grass, beautiful landscaping, flowers, and two charming bird bath water fountains. This property offers a wonderful combination of custom craftsmanship, spacious acreage, beautiful views, privacy, and peaceful country living, all within a convenient location between Terrell and Kaufman. You truly have to see this home in person to appreciate the custom details, beautiful views, and charm of both the property and the Pontalba neighborhood. Come see all that this special home has to offer!

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Laminate
  • Tile

Appliances

  • Electric Oven
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Decorative
  • Electric

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Deck
  • Garden

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Paved
  • Garage Faces Side

Lot

  • Acreage
  • Back Yard
  • Lawn
  • Landscaped
  • Many Trees

Community

Neighborhood

  • Subdivision: Pontalba Ph 1

HOA

  • Pontalba

Schools

  • District: Kaufman ISD
  • Elementary: Phillips,Monday
  • Middle: Norman
  • High: Kaufman

Financial & listing details

Listing

  • Price per sq ft: $245
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,415/mo

Principal & interest
$3,527/mo
Property taxes
$638/mo
Homeowners insurance (est.)
$227/mo
HOA dues
$23/mo
Loan amount
$438,300
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Cynthia Rosales, RE/MAX Lonestar · MLS #21277409 · 469-757-7700

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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