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Financing available

$560,000

1255 Vineyard Road, Gunter, TX 75058

4
beds: 3
baths: 2,507
sqft

Est. with seller financing: $5,366/mo

Single-family
Built in 2005
32,670 sq ft lot
$223/sqft
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

SAVE $355 PER MONTH YOUR FIRST YEAR! Qualified buyers can take advantage of an exclusive lender incentive offering a 1% interest rate reduction for the first 12 months. Ask listing agent for details! Nestled on approximately .75 acres in Gunter, this charming property offers the perfect balance of space, comfort, and small-town living. The home features 3 bedrooms and 2 full bathrooms downstairs with a warm and functional layout ideal for everyday living. Upstairs, you’ll find an additional room and full bathroom, providing flexible space for a 4th bedroom, home office, media room, or guest suite. Enjoy the large, fenced backyard and screened-in porch, perfect for entertaining, relaxing, or taking in the peaceful surroundings. Conveniently located close to town while still offering a private, country feel.

Facts & features

Interior

Features

Open Floorplan
Cable Tv
Vaulted Ceilings
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Flooring

Carpet
Tile
Wood

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Disposal
Microwave

Fireplace

Fireplaces: 1
Living Room

Laundry

Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters

Construction

Style: Ranch, Detached
Stories: 1
Roof: Shingle
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Garage Faces Rear
Shared Driveway

Lot

Acreage
Back Yard
Lawn
Many Trees

Community

Neighborhood

Subdivision: John Langley Surv Abs #720

Schools

District: Howe ISD
Elementary: Summit Hill
Middle: Howe
High: Howe

Financial & listing details

Listing

Price per sq ft: $223
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,366/mo

Down payment10% ($56,000)10%20%

Check Your Financing Options

Principal & interest: $4,055/mo
Property taxes (est.): $1,050/mo
Homeowners insurance (est.): $261/mo

Loan amount: $504,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Alexys Spagnola, Coldwell Banker Apex, REALTORS · MLS #21345881 · 972-562-5400

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.