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Financing available

$599,000

1260 Amberwood Lane, Red Oak, TX 75154

5
beds
4
baths
3,487
sqft

Est. with seller financing: $4,704/mo

  • Single-family
  • Built in 2026
  • 11,182 sq ft lot
  • $172/sqft
  • $86/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

BRAND NEW! NEVER LIVED IN. Estimated complete October 2026. Stunning two-story home made of upgraded white brick and stone, with a swing driveway leading to a 2-car garage, and contrasting black trim paint on HALF-ACRE lot! 5 bedrooms and 4 baths total - Primary Suite, 2 secondary bedrooms and a study are downstairs, while 2 bedrooms and 2 baths are tucked away upstairs off the central game and media rooms. Upgrades that buyers are looking for included like double ovens, a pot filler above the 5-burner cooktop, full wood oak staircase with iron balusters, ceramic wood-look tile floors in first-floor common areas, and a gas drop on the covered rear patio to easily fire up your grill or heater! Deluxe Kitchen is finished in custom Shaker cabinets with all stainless steel appliances built-in and topped by highest level quartz countertops. Huge pantry is ready for your Costco runs, a separate Butler's Pantry gives you more prep space or perfect bar spot, and the island is the right height for barstools. Your Primary Suite shares no walls with secondary bedrooms and checks all the boxes! Beyond the spacious bedroom, dual doors lead to the luxurious ensuite that has a garden tub, bench-seat shower, L-shaped vanity with dual sinks, and a walk-in closet. Energy efficient features are included in every Bloomfield Home, like Low-E windows, plus this home has natural gas heating and a tankless gas water heater for lower utilities! The Oaks is a friendly community with a swimming pool, paved trail system, and six different park areas. Schools are all nearby. Additional enhancements include a wood garage door, 8' custom front door, and exterior uplights. Visit Bloomfield Homes at The Oaks, open daily, to discover more about this home!

Facts & features

Interior

Features

  • Built In Features
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Tile

Appliances

  • Double Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Tankless Water Heater
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Covered
  • Direct Access
  • Driveway
  • Enclosed
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees
  • View: Park Greenbelt

Community

Neighborhood

  • Subdivision: The Oaks

HOA

  • CMA Management

Schools

  • District: Red Oak ISD
  • Elementary: Shields
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $172
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,704/mo

Principal & interest
$4,338/mo
Property taxes
Not available
Homeowners insurance (est.)
$280/mo
HOA dues
$86/mo
Loan amount
$539,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Marsha Ashlock, Visions Realty & Investments · MLS #21372224 · 817-288-5510

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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