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Financing available

$849,900

1260 Packsaddle Trail, Prosper, TX 75078

4
beds
3.5
baths
3,656
sqft

Est. with seller financing: $7,679/mo

  • Single-family
  • Built in 2011
  • 11,369 sq ft lot
  • $232/sqft
  • $104/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Seller offering $10,000 in concessions toward buyer closing costs or an interest rate buydown. Move-in ready with a new roof, HVAC unit, and gutters, this inviting home features an open floor plan filled with abundant natural light and a backyard designed for relaxation and entertaining. A resort-style saltwater pool with a curved slide and rock waterfall takes center stage, while the gazebo and stone fireplace create a welcoming spot to gather after a swim or unwind at the end of the day. Located in Prosper’s Saddle Creek community, this north-facing custom home offers 4 bedrooms, 3.5 baths, and an open kitchen and living area accented by hand-scraped hardwood floors, crown molding, plantation shutters, and motorized Roman shades. The spacious primary suite features a bay window, dual vanities, an oversized shower, and a generous walk-in closet. Upstairs, a game room and separate media room offer flexible spaces for recreation, movies, and entertaining. An air-conditioned garage gym and Tesla charging station add everyday convenience, while recently replaced garage door springs round out the updates. With Prosper ISD schools and no MUD or PID tax, this home is ready for you to bring your personal style and settle in.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Paneling Wainscoting
  • Cable Tv
  • Vaulted Ceilings
  • Natural Woodwork
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Some Gas Appliances
  • Built In Gas Range
  • Convection Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater
  • Vented Exhaust Fan
  • Water Purifier

Fireplace

  • Fireplaces: 2
  • Gas Log
  • Gas Starter
  • Living Room
  • Metal
  • Outside
  • Stone
  • Wood Burning

Exterior & lot

Features

  • Outdoor Living Area
  • Private Yard

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 3
  • Door Multi
  • Door Single
  • Electric Vehicle Charging Stations
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Heated Garage
  • Lighted

Pool

  • Fenced
  • Gunite
  • Heated
  • In Ground
  • Pool
  • Private
  • Sport
  • Water Feature

Lot

  • Interior Lot
  • Irregular Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Saddle Creek Ph One

HOA

  • Saddle Creek Prosper Homeowner's Association

Schools

  • District: Prosper ISD
  • Elementary: Ralph and Mary Lynn Boyer
  • Middle: Lorene Rogers
  • High: Prosper

Financial & listing details

Listing

  • Price per sq ft: $232
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$7,679/mo

Principal & interest
$6,155/mo
Property taxes
$1,023/mo
Homeowners insurance (est.)
$397/mo
HOA dues
$104/mo
Loan amount
$764,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Heather Skinner, Jones-Papadopoulos & Co · MLS #21340196 · 214-790-7500

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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