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Financing available

$899,000

12606 County Road 1260, Bullard, TX 75757

4
beds
3
baths
3,000
sqft

Est. with seller financing: $7,743/mo

  • Single-family
  • Built in 2005
  • 39,204 sq ft lot
  • $300/sqft
  • Smith County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

THIS is the one you’ve been waiting for! Located in highly sought after Bullard ISD, this 3,000 sq. ft. home sits on .9ac and offers the kind of combination that is getting VERY hard to find space, extensive updates, a gunite saltwater pool AND a massive shop! Inside, you’ll find 4 bedrooms, 2.5 baths, along with a floor plan designed for both everyday living and entertaining. The spacious living room is filled with natural light and features soaring ceilings and a beautiful stone fireplace and an impressive 7foot mantle with builtins and floating shelves. The kitchen offers abundant cabinetry and workspace with a breakfast nook overlooking the backyard, while a separate formal dining room provides additional entertaining space. There’s even a dedicated home gym, giving you valuable flex space. Two guest bedrooms are generous in size and share a jack&jill bathroom with double lavatory. 4th bedroom is currently used as office, offering flexibility to easily function as both. The spacious primary suite is a retreat of its own, complete with private access to pool and a beautifully updated bath featuring custom marble countertops, double lavatories with a dedicated makeup area, jetted tub and separate shower. The home has been extensively updated throughout, with improvements to both style and function. The outdoor setup is where this property sets itself apart. A charcoal gunite saltwater pool anchors the backyard with slide and a walkway connects the pool and home to the incredible 30×40 shop, offering approximately 1,200 sq. ft. of additional space, its own bathroom, multiple overhead doors and a newly constructed lean-to for even more covered space. A dedicated garden area and plenty of fenced yard complete the property. Additional highlights include sprayfoam insulation and solar panels saving thousands a year, with a separate upgrades and improvements list available to showcase the extensive work that has been completed. This one checks off EVERY BOX!

Facts & features

Interior

Features

  • Chandelier
  • Cathedral Ceilings
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv
  • Vaulted Ceilings
  • Wired For Data
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric, Heat Pump

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave
  • Refrigerator
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Family Room
  • Living Room
  • Masonry
  • Stone
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Awnings
  • Garden
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 4
  • Additional Parking
  • Garage
  • Garage Door Opener
  • Oversized

Pool

  • Gunite
  • In Ground
  • Outdoor Pool
  • Pool
  • Private
  • Salt Water
  • Water Feature

Lot

  • Back Yard
  • Lawn
  • Few Trees

Community

Neighborhood

  • Subdivision: Morgan Estates

Schools

  • District: Bullard ISD
  • Elementary: Bullard
  • Middle: Bullard
  • High: Bullard

Financial & listing details

Listing

  • Price per sq ft: $300
  • County: Smith
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$7,743/mo

Principal & interest
$6,510/mo
Property taxes
$813/mo
Homeowners insurance (est.)
$420/mo
Loan amount
$809,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Lacy Turner, Platinum Realty Group Tyler LLC · MLS #21390368 · 903-262-0054

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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