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Financing available

$390,000

12654 County Road 192, Tyler, TX 75703

4
beds
3
baths
2,908
sqft

Est. with seller financing: $3,425/mo

  • Single-family
  • Built in 1974
  • 59,459 sq ft lot
  • $134/sqft
  • Smith County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this spacious 4-bedroom, 3-bath home offering comfort, versatility, and room to grow in a peaceful country setting just minutes from town. With both a welcoming living room and a separate game room, there’s plenty of space for relaxing, entertaining, and everyday living. Two fireplaces add warmth and character, creating cozy gathering spots for family and friends. The kitchen and dining combo provides an open, functional layout with great potential for updates to match your personal style. All bedrooms are generously sized, offering comfortable retreats and ample closet space. You’ll appreciate the abundant storage throughout the home, making organization easy. An oversized laundry room with utility sink adds extra convenience with room for additional storage and folding space. Step outside to enjoy the large covered back porch—perfect for morning coffee, evening sunsets, or outdoor entertaining year-round. This property offers the best of both worlds: quiet country living with quick access to town amenities. With a little TLC, this home has incredible potential to be truly special. Whether you’re looking for a family home, investment opportunity, or a place to make your own, this one is full of promise.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven

Fireplace

  • Fireplaces: 2
  • Masonry

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Circular Driveway
  • Driveway

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: ANDERSON

Schools

  • District: Tyler ISD
  • Elementary: Rice
  • Middle: Three Lakes
  • High: Tyler Legacy

Financial & listing details

Listing

  • Price per sq ft: $134
  • County: Smith
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,425/mo

Principal & interest
$2,824/mo
Property taxes
$419/mo
Homeowners insurance (est.)
$182/mo
Loan amount
$351,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of John Bell, eXp Realty LLC · MLS #21325558 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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