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Financing available

$475,000

127 Lake Trail Drive, Red Oak, TX 75154

5
beds
3.5
baths
3,917
sqft

Est. with seller financing: $4,524/mo

  • Single-family
  • Built in 2016
  • 6,621 sq ft lot
  • $121/sqft
  • $25/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Introducing this stunning 5-bedroom, 3.5-bathroom home by First Texas Homes, ideally located in the highly desirable Hickory Creek Addition. From the moment you arrive, you’re greeted by a peaceful pond view and an eye-catching water feature at the front, creating a welcoming and serene first impression. Inside, the home exudes warmth and style, with soft carpet underfoot guiding you through a thoughtfully designed open floor plan. The expansive living room features a dramatic floor-to-ceiling stone fireplace, offering both a beautiful centerpiece and a cozy space for relaxing or entertaining. The kitchen is designed to impress, boasting elegant wood cabinetry, gleaming granite countertops, stainless steel appliances, and a double oven—perfect for cooking and hosting. Granite surfaces extend into all full bathrooms, enhancing the home’s upscale feel, while the powder bath offers a distinct design touch. An architectural highlight of the home is the graceful curved staircase, accented by two charming Juliet balconies that overlook the living space below. Upstairs, a spacious media room awaits, complete with built-in cabinetry, a projector, and a large screen—ideal for movie nights and entertainment. Outdoors, enjoy a generously sized backyard enclosed by a board-on-board fence for added privacy. The covered patio, complete with ceiling fans, creates a comfortable space for outdoor dining, gatherings, or simply unwinding. Blending classic appeal with modern conveniences, this home offers a unique living experience in a picturesque setting. Don’t miss the chance to see it for yourself—schedule your private showing today. #DontMissTheBus Buyer and Buyer Agent to verify all measurements and info!

Facts & features

Interior

Features

  • Built In Features
  • Double Vanity
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Cable Tv

Heating & cooling

  • Cooling: Central Air, Ceiling Fans

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage
  • Garage Faces Rear

Lot

  • Acreage
  • View: Water

Community

Neighborhood

  • Subdivision: Hickory Creek Add Ph 2

HOA

  • Goodwin & Company

Schools

  • District: Red Oak ISD
  • Elementary: Red Oak
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $121
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,524/mo

Principal & interest
$3,440/mo
Property taxes
$837/mo
Homeowners insurance (est.)
$222/mo
HOA dues
$25/mo
Loan amount
$427,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of LaKisha McGee, Keller Williams Lonestar · MLS #21239708 · 817-795-2500

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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