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Financing available

$775,000

12789 Royal Oaks Lane, Farmers Branch, TX 75234

4
beds
3
baths
2,968
sqft

Est. with seller financing: $6,137/mo

  • Single-family
  • Built in 2021
  • 5,271 sq ft lot
  • $261/sqft
  • $163/mo HOA
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Space where you want it, upgrades where they matter, and a location that keeps DFW within easy reach. Welcome to 12789 Royal Oaks Ln, a beautifully maintained 2021-built home offering 4 bedrooms, 3 full baths, a dedicated office, and a versatile floor plan in Mercer Crossing. The primary suite and a second bedroom are both downstairs, offering flexibility for guests or multigenerational living. A separate front office provides a true work-from-home space without sacrificing a bedroom. The open living, dining, and kitchen areas flow together for everyday living and entertaining, anchored by a fireplace and spacious kitchen. Upstairs, a large 21' x 17' game room, two additional bedrooms, walk-in closets, and a full bath create a fantastic second living area—ideal for a media room, game room, or children's retreat. Thoughtful owner upgrades include custom window shades with remote-operated shades in the family room, additional recessed lighting, under-cabinet kitchen lighting, ceiling fans, a whole-home water softener, and an under-sink RO drinking system with a dedicated island faucet. The garage features an epoxy-coated floor, while the extended garage-to-backyard fence and gate add privacy and functionality. Fresh fence staining, a raised stone flower bed, and a back-porch gas connection for grilling add even more appeal. Enjoy convenient access to I-635, Las Colinas, Irving, and Dallas, with major employment centers, shopping, dining, and entertainment within easy reach, plus nearby parks, trails, and recreation. Nearly 3,000 sq. ft., two bedrooms downstairs, a dedicated office, three full baths, and an oversized second living area—all in a thoughtfully upgraded home designed for today's lifestyle. Schedule your private showing and experience what makes this home special.

Facts & features

Interior

Features

  • High Speed Internet
  • Smart Home
  • Cable Tv
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Some Gas Appliances
  • Convection Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Electric
  • Gas Log
  • Gas Starter
  • Heatilator

Laundry

  • Electric Dryer Hookup

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Pool

  • Community

Lot

  • Agricultural
  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Sprinkler System
  • View: Park Greenbelt

Community

Neighborhood

  • Subdivision: Mercer Crossing

HOA

  • Essex Property Management

Schools

  • District: Carrollton-Farmers Branch ISD
  • Elementary: Landry
  • Middle: Bush
  • High: Ranchview

Financial & listing details

Listing

  • Price per sq ft: $261
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,137/mo

Principal & interest
$5,612/mo
Property taxes
Not available
Homeowners insurance (est.)
$362/mo
HOA dues
$163/mo
Loan amount
$697,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Venu Mandhala, HomeSmart Stars · MLS #21388071 · 972-798-5333

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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