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Financing available

$449,999

1281 FM 151, Trenton, TX 75490

3
beds
2
baths
1,833
sqft

Est. with seller financing: $3,970/mo

  • Single-family
  • Built in 2000
  • 144,184 sq ft lot
  • $245/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Set on approximately 3.31 acres in Trenton, this single-story brick home offers 3 bedrooms, 2 full baths, 1,833 square feet, and a side-entry 2-car garage. The spacious kitchen features a breakfast bar, generous countertop and cabinet space, electric appliances, and an adjoining breakfast area. A separate formal dining room provides additional flexibility for hosting, entertaining, or creating a secondary work or gathering space. The split-bedroom layout provides separation between the primary and secondary bedrooms. The primary suite includes built-in cabinetry, a garden tub, separate shower, linen storage, and a walk-in closet. Interior highlights include approximately 9.5-foot ceilings, recessed lighting, decorative fixtures, sound-system wiring, a full-size utility area, and a fireplace anchoring the main living space. Enjoy the covered front porch or back patio while taking in the open acreage and corner-lot setting. A versatile detached outbuilding offers options for use as a barn, storage shed, workshop, equipment space, or hobby area. The acreage provides room for gardening, animals, recreation, equipment storage, and other outdoor possibilities. Additional features include a sprinkler system, septic system, asphalt road frontage, and no HOA. Major components, including the roof, water heater, and HVAC system, have been replaced within the past year, with some improvements completed as recently as last month. Conveniently positioned near FM 151, US Highway 69, and State Highway 121, the property offers access to surrounding North Texas communities. Centrally located approximately 25 miles from McKinney, Sherman, and Greenville, this location may support travel to employment, shopping, dining, services, and entertainment. Trenton also provides access to communities throughout Fannin, Collin, Grayson, and Hunt counties. Schedule your private tour today.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Pantry
  • Cable Tv
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Disposal

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Colonial, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Combination
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking

Lot

  • Acreage
  • Corner Lot
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Trenton North Ph 1 Add

Schools

  • District: Trenton ISD
  • Elementary: Trenton
  • Middle: Trenton
  • High: Trenton

Financial & listing details

Listing

  • Price per sq ft: $245
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,970/mo

Principal & interest
$3,259/mo
Property taxes
$501/mo
Homeowners insurance (est.)
$210/mo
Loan amount
$404,999
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Rosemary Malloy

Real Broker, LLC

855-450-0442

MLS #
21371696

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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