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Financing available

$499,000

1289 S Waco Street, Van Alstyne, TX 75495

3
beds
3
baths
1,917
sqft

Est. with seller financing: $4,528/mo

  • Single-family
  • Built in 1963
  • 42,340 sq ft lot
  • $260/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

$20K PRICE REDUCTION AND $10K IN SELLER CONCESSIONS toward eligible closing costs, prepaid expenses or an interest-rate buy-down! Plant a garden, host long summer dinners and put down roots on NEARLY 1 ACRE in growing Van Alstyne—with NO HOA. Love where you live, stay connected to where you work and make time to play. Distinctive style and room to spread out define this extensively updated home. A redesigned split floor plan pairs inviting gathering spaces with TWO EN-SUITE BEDROOMS, offering flexibility for multigenerational living, visiting guests or shared living. Engineered hardwood floors, custom millwork and designer lighting create a warm, polished backdrop for everyday life. Gather in a kitchen featuring quartz countertops and backsplash, 42-inch cabinetry, generous pantry storage, a coffee bar, farmhouse sink, pot filler and smart LG appliances. Retreat to a primary suite with a custom walk-in closet, spacious double shower and double vanity. Outside, the level 0.97-acre lot invites gardening, entertaining and favorite hobbies, with an oversized two-car garage and RV storage shelter. Enjoy small-town traditions alongside North Texas' expanding employment opportunities. Browse downtown Van Alstyne's shops and dining, visit Railcar Farmers Market and gather for events at Central Social District Park. Venture beyond town for boating and fishing at Lake Texoma or concerts and entertainment at Choctaw Casino & Resort in Durant, Oklahoma. Regional connections extend north to Texas Instruments, GlobalWafers America and Coherent in Sherman, and south toward McKinney, Plano, Frisco and DFW. Employers include Toyota, JPMorgan Chase and Keurig Dr Pepper, with AT&T and Samsung Electronics America planning headquarters moves to Plano. See the extensive updates and upgrades list in listing photos and MLS documents. Transferable home warranty through January 19, 2031; plan terms apply.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Dry Bar
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • High Speed Internet
  • Multiple Master Suites
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Range
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Decorative

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway
  • Garage
  • Rv Carport

Lot

  • Back Yard
  • Cleared
  • Lawn
  • Level

Community

Neighborhood

  • Subdivision: MCKINNEY ASHLEY A-G0851

Schools

  • District: Van Alstyne ISD
  • Elementary: John and Nelda Partin
  • Middle: Van Alstyne
  • High: Van Alstyne

Financial & listing details

Listing

  • Price per sq ft: $260
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,528/mo

Principal & interest
$3,614/mo
Property taxes
$681/mo
Homeowners insurance (est.)
$233/mo
Loan amount
$449,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Valerie Whitehill, Century 21 Crew · MLS #21299106 · 469-625-4080

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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