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Financing available

$374,999

1301 Mill Crossing, Garland, TX 75040

4
beds
2.5
baths
1,988
sqft

Est. with seller financing: $3,594/mo

  • Single-family
  • Built in 1997
  • 10,062 sq ft lot
  • $189/sqft
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Appraised above $400k! Move in with instant equity! Welcome home to your own private backyard oasis! Step inside this spacious 3-bedroom, 2.5-bath floor plan designed for effortless living and entertaining. Featuring both formal and casual living spaces, plus a huge game room that easily serves as a 4th bedroom, this home adapts to fit your lifestyle. Unwind in the heated pool and hot tub, complete with an upgraded pump and filtration system, programmable pool sweep, safety fence, and secure door locks with a built-in dog door. Enjoy complete peace of mind with major updates already taken care of: fresh interior paint (Aug 2026), a replaced HVAC, a 2018 roof (repaired 2025), and Olshan foundation repair (2023) backed by a transferable 30-year warranty. The kitchen comes equipped with a 2023 Samsung refrigerator and Whirlpool dishwasher. Bonus: the new Samsung refrigerator, Simply Safe Security system, pool sweep, and pool safety gate all convey! Enjoy NO HOA fees, easy walks to the neighborhood park, and seamless commutes via Hwy 66, Hwy 190, and LBJ Freeway.

Listing courtesy of Nav Singh, Signature Real Estate Group · MLS #21426942 · 682-551-8954

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • High Speed Internet

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Appliances

  • Dishwasher
  • Disposal

Fireplace

  • Fireplaces: 1
  • Masonry

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener

Pool

  • Pool

Community

Neighborhood

  • Subdivision: Mill Creek Crossing 01

Schools

  • District: Garland ISD
  • Elementary: Choice Of School
  • Middle: Choice Of School
  • High: Choice Of School

Financial & listing details

Listing

  • Price per sq ft: $189
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,594/mo

Principal & interest
$2,716/mo
Property taxes (est.)
$703/mo
Homeowners insurance (est.)
$175/mo
Loan amount
$337,499
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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