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Financing available

$860,000

1301 Packsaddle Trail, Prosper, TX 75078

4
beds
4
baths
4,290
sqft

Est. with seller financing: $8,043/mo

  • Single-family
  • Built in 2013
  • 10,960 sq ft lot
  • $200/sqft
  • $83/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 1301 Packsaddle Drive, a rare opportunity to own a beautifully maintained home in the heart of Prosper with **NO MUD or PID**. Perfectly positioned just off Preston Road and within walking distance of Prosper High School, this home offers the ideal combination of convenience, space, and timeless style. From the moment you step inside, you'll appreciate the soaring ceilings, abundant natural light, and open floor plan that creates an effortless flow from one living space to the next. Thoughtful upgrades throughout include nail-down hardwood floors, plantation shutters, granite countertops, and lots of storage. Designed with everyday living in mind, the flexible layout offers room for everyone with multiple gathering spaces, including a dedicated office (which could be a 5th bedroom), a spacious loft, a media room, and generous living areas that are perfect for entertaining or simply enjoying time together. The side-entry three-car garage (with an ADDITIONAL 7x7 storage space) not only adds curb appeal but also provides additional storage space for hobbies, seasonal items, or extra equipment. The garage has a Tesla plug Electric Vehicle (EV) 220 Volt NEMA wall plug outlet. Step outside and discover a backyard designed for both relaxation and entertaining. Set on a spacious lot, the private outdoor living area features a sparkling pool, inviting fire pit, and plenty of room to play, gather, or simply unwind. Whether you're hosting summer pool parties, enjoying winter Texas evenings around the fire, or watching kids and pets enjoy the expansive yard, this outdoor space is one you'll appreciate year-round. With generous indoor and outdoor living areas, this home truly offers the space, comfort, and lifestyle buyers are looking for.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Loft
  • Open Floorplan
  • Pantry
  • Walk In Closets

Flooring

  • Carpet
  • Tile
  • Wood

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Living Room

Exterior & lot

Features

  • Fire Pit
  • Lighting
  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Additional Parking
  • Covered
  • Driveway
  • Oversized
  • Garage Faces Side
  • See Remarks
  • Storage

Pool

  • In Ground
  • Pool
  • Waterfall
  • Water Feature

Lot

  • Interior Lot
  • Landscaped
  • Level
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Saddle Creek Ph One

HOA

  • Neighborhood Mgt Inc

Schools

  • District: Prosper ISD
  • Elementary: Ralph and Mary Lynn Boyer
  • Middle: Reynolds
  • High: Prosper

Financial & listing details

Listing

  • Price per sq ft: $200
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$8,043/mo

Principal & interest
$6,228/mo
Property taxes
$1,331/mo
Homeowners insurance (est.)
$401/mo
HOA dues
$83/mo
Loan amount
$774,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Tami Burnett

Keller Williams Prosper Celina

972-382-8882

MLS #
21319517

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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