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Financing available

$420,000

1306 N Floyd Road, Richardson, TX 75080

4
beds
2
baths
1,568
sqft

Est. with seller financing: $3,237/mo

  • Single-family
  • Built in 1962
  • 10,800 sq ft lot
  • $268/sqft
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 1306 N Floyd Rd! This refreshed single-story Richardson home offers a flexible floor plan with 4 bedrooms, 2 bathrooms, an attached 1-car garage, and thoughtful updates throughout. Step inside to a bright, neutral interior featuring updated wood-look flooring, abundant natural light, and multiple living and dining spaces that provide plenty of flexibility for everyday living, entertaining, or working from home. The kitchen features white cabinetry, granite countertops, stainless steel appliances, gas cooking, a stainless vent hood, and contrasting black hardware. The main living area is anchored by a painted brick fireplace, while large windows throughout the home create a light and inviting atmosphere. The fourth bedroom was created by converting a portion of the original garage and includes a dedicated walk-in closet, adding approximately 162 sq ft of additional finished space while preserving an attached 1-car garage. Both bathrooms have been refreshed, including a beautifully updated bath with a modern white vanity, matte black fixtures, oversized mirror, and walk-in tiled shower. Step outside to an expansive covered patio overlooking the backyard, plus a detached additional storage or workshop space. The existing pool is being filled in to create additional usable backyard space. Additional improvements include new windows being installed October 7, 2026, and completed foundation work backed by a lifetime transferable warranty. Foundation report and warranty documentation are available for review. A great combination of updated finishes, flexible living space, and continued improvements in Richardson! **Preferred lender is offering 1% lender credit towards closing costs or temporary rate buy down. Ask listing agent for more information**

Facts & features

Interior

Features

  • Granite Counters
  • High Speed Internet
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher

Fireplace

  • Fireplaces: 1
  • Masonry

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • In Kitchen

Exterior & lot

Features

  • Storage

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Pillar Post Pier, Slab
  • Materials: Brick

Parking

  • Garage spaces: 1
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Gravel

Lot

  • Back Yard
  • Lawn

Community

Neighborhood

  • Subdivision: Richardson Heights 14

Schools

  • District: Richardson ISD
  • Elementary: Northrich
  • Middle: Richardson North
  • High: Pearce

Financial & listing details

Listing

  • Price per sq ft: $268
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,237/mo

Principal & interest
$3,041/mo
Property taxes
Not available
Homeowners insurance (est.)
$196/mo
Loan amount
$378,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Erin Waddell

Central Realty

903-681-6262

MLS #
21392575

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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