HFPHome Finance
Partner
Powered byDoorly
1 / 40
Financing available

$212,500

1307 N Gaines Street, Ennis, TX 75119

3
beds
1
baths
1,324
sqft

Est. with seller financing: $1,638/mo

  • Single-family
  • Built in 1958
  • 6,634 sq ft lot
  • $160/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Located in downtown Ennis, this 3-bedroom, 1-bathroom home sits on a spacious lot with a large backyard ideal for kids and outdoor activities. Mature shade trees and wood privacy fencing enclose the yard, providing a comfortable and private outdoor space.The home was fully renovated down to the studs approximately 21 years ago by the original owner. Improvements included new insulation added within the wall cavities, complete rewiring of the electrical system, and replacement of the original clay and cast iron sewer lines with new lines running out to the city connection. The attic was properly insulated at the time of renovation, and a water line was added to the refrigerator area to accommodate modern appliances with ice makers. Major systems have all been recently updated. The HVAC system was replaced in 2022 and includes all new ductwork and return lines. The roof and water heater have both been replaced within the last 3 years. Inside, the home features crown molding and ceiling fans throughout. Hardwood flooring extends through the main living areas and all three bedrooms, with tile flooring in the kitchen and bathroom. The spacious living room connects openly to the eat-in kitchen. The kitchen includes white raised-panel cabinetry, tile countertops, a diagonal tile backsplash, stainless steel electric range, dishwasher, and a double sink beneath a rear-facing window. The primary bedroom includes double closet doors, and both secondary bedrooms feature double windows providing natural light. The full bathroom includes a tub and shower combination with chrome fixtures. The covered front porch, single-car attached garage, and concrete driveway complete the exterior. For a home of this age, it is move-in ready. No HOA. Ennis ISD. City water, city sewer, and natural gas available.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Hardwood
  • Tile

Appliances

  • Dishwasher
  • Electric Range

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Frame, Wood Siding

Parking

  • Garage spaces: 1
  • Door Single

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: 4 Division XI

Schools

  • District: Ennis ISD
  • Elementary: Travis
  • Middle: Ennis
  • High: Ennis

Financial & listing details

Listing

  • Price per sq ft: $160
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,638/mo

Principal & interest
$1,539/mo
Property taxes
Not available
Homeowners insurance (est.)
$99/mo
Loan amount
$191,250
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Dustin Crosby

Hart of Texas

(940) 300-6104

MLS #
21300708

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

More homes in Ennis