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Financing available

$235,000

1312 Rock Street, Bowie, TX 76230

3
beds: 2
baths: 1,386
sqft

Est. with seller financing: $2,055/mo

Single-family
Built in 1967
13,765 sq ft lot
$170/sqft
Montague County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Inviting 3 bed, 2 bath home on a spacious .30 acre corner lot with peaceful pasture views and a true country feel right in town. This 1,386 sq ft home offers a bright, open living area with a cozy electric fireplace and mantle, plus an updated kitchen perfect for everyday living. Enjoy relaxing on the covered front porch or entertaining on the covered back patio. The property features a 2-car garage and a raised covered carport with RV clearance for added versatility. Fully fenced backyard includes a separate dog run, storage building, and storm cellar. Unique safe room tucked inside a closet adds an extra layer of security. A must-see with charm, space, and functionality!

Facts & features

Interior

Features

Built In Features
Pantry

Heating & cooling

Heating: Electric
Cooling: Electric

Flooring

Carpet
Ceramic Tile
Laminate

Appliances

Dryer
Dishwasher
Electric Cooktop
Electric Oven
Microwave
Refrigerator
Washer

Fireplace

Fireplaces: 1
Electric

Laundry

In Garage

Exterior & lot

Features

Rv Hookup
Storage

Construction

Style: Ranch, Traditional, Detached, Farmhouse
Stories: 1
Roof: Composition, Shingle
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Concrete
Carport
Door Multi
Garage Faces Front
Garage

Lot

Corner Lot
Many Trees

Community

Neighborhood

Subdivision: Barry Add

Schools

District: Bowie ISD
Elementary: Bowie
Middle: Bowie
High: Bowie

Financial & listing details

Listing

Price per sq ft: $170
County: Montague
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,055/mo

Down payment10% ($23,500)10%20%

Check Your Financing Options

Principal & interest: $1,702/mo
Property taxes: $243/mo
Homeowners insurance (est.): $110/mo

Loan amount: $211,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Aimee Ashley, Parker Properties Real Estate · MLS #21227762 · (940) 627-9040

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.