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Financing available

$290,000

132 Hcr 1320 N, Hillsboro, TX 76645

1
beds
1
baths
640
sqft

Est. with seller financing: $2,428/mo

  • Single-family
  • Built in 2019
  • 114,301 sq ft lot
  • $453/sqft
  • Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This unique 1-bedroom, 1-bath property sitting on 2.624 acres offers more than a home! Discover the interior thoughtful updates and an impressive collection of outdoor amenities. Built in 2019, the home features an open and efficient layout living space, a gas cooktop, a pellet stove, dishwasher, walk-in shower, mini-split HVAC, on-demand water heater, and convenient attic storage. With over $30,000 invested in the outdoor improvements! The property truly shines outdoors, featuring a 2-car carport, tool shed, chicken coop, raised-bed garden, green house and a pond. Enjoy outdoor gatherings under the covered detached patio, featuring a comparable space for entertaining, grilling, and creating lasting memories with family and friends. A generator with manual transfer switch provides added peace of mind. PEX water lines, crawl-space access, and heat lamps on a timer offer additional practical features for year-round living.The property is served by a septic system and well. Enjoy a peaceful rural setting while remaining conveniently located near Highway access, Whitney, and Laguna Park. Whether you’re looking for a full-time residence, weekend retreat, or a property with space for hobbies and outdoor living, this one offers a distinctive combination of comfort, functionality, and country charm.

Facts & features

Interior

Features

  • Built In Features
  • Open Floorplan
  • Vaulted Ceilings

Heating & cooling

  • Cooling: Multi Units

Appliances

  • Dishwasher

Fireplace

  • Gas

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Foundation: Pillar Post Pier

Parking

  • Additional Parking

Lot

  • Acreage
  • Back Yard
  • Cleared
  • Lawn
  • Pond On Lot

Community

Neighborhood

  • Subdivision: 1320

Schools

  • District: Hillsboro ISD
  • Elementary: Franklin
  • Middle: Hillsboro
  • High: Hillsboro

Financial & listing details

Listing

  • Price per sq ft: $453
  • County: Hill
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,428/mo

Principal & interest
$2,100/mo
Property taxes
$193/mo
Homeowners insurance (est.)
$135/mo
Loan amount
$261,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Rose Truong

Monument Realty

214-705-7827

MLS #
21385258

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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