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Financing available

$285,990

1320 Kimzey Street, Royse City, TX 75189

3
beds: 2.5
baths: 1,874
sqft

Est. with seller financing: $2,970/mo

Townhome
Built in 2025
1,877 sq ft lot
$153/sqft
$230/mo HOA
Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

New! Adorable Townhome! Three bedrooms, two full baths, guest powder bath and nice loft. Home includes, island kitchen, granite counters throughout, LED lighting, professionally engineered post tension foundation, and so much more! Liberty Crossing is a master-planned community including single-family homes and townhomes. The community benefits from easy access to Downtown Royse City and a plethora of places to eat and shop! Find a home just right for you and your family.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Electric

Flooring

Carpet
Ceramic Tile
Laminate

Appliances

Dishwasher
Disposal
Gas Range
Microwave

Exterior & lot

Construction

Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Garage

Community

Neighborhood

Subdivision: Liberty Crossing

HOA

Schools

District: Royse City ISD
Elementary: Anita Scott
Middle: Bobby Summers
High: Royse City

Financial & listing details

Listing

Price per sq ft: $153
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,970/mo

Down payment10% ($28,599)10%20%

Check Your Financing Options

Principal & interest: $2,071/mo
Property taxes (est.): $536/mo
Homeowners insurance (est.): $133/mo
HOA dues: $230/mo

Loan amount: $257,391
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Sarenadee Box, D.R. Horton-Texas, LTD · MLS #20896291 · 281-819-1747

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.