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Financing available

$435,000

1320 Red River Lane, Allen, TX 75002

4
beds
2.5
baths
2,636
sqft

Est. with seller financing: $4,094/mo

  • Single-family
  • Built in 2006
  • 5,227 sq ft lot
  • $165/sqft
  • $40/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Picture coming home to a place where the kitchen and living room bring everyone together, while an entire second living space upstairs gives you room to spread out. With 4 bedrooms, 2.5 baths, two living areas, two dining areas, and 2,636 square feet, this Allen home offers the kind of flexible floor plan that makes everyday life easier. Step inside to an inviting, open layout filled with natural light and finished with luxury vinyl plank flooring. At the heart of the home, the kitchen features granite countertops, built-in cabinetry, an eat-in area, and generous workspace, opening naturally to the main living area. Whether you're making dinner while everyone catches up, gathering around the table with friends, or settling in beside the wood-burning fireplace, the spaces flow together comfortably. At the end of the day, the first-floor primary suite offers a quiet place to unwind with dual sinks, a garden tub, separate shower, linen storage, and a walk-in closet. Upstairs, three generously sized bedrooms and an impressive 24x16 second living area create a completely different kind of flexibility. Imagine movie nights, game days, a home office, workout space, or simply having another comfortable place to relax and spread out. Outside, the fenced backyard gives you space for weekend cookouts, quiet evenings, or time outdoors, while the rear-entry garage and alley access keep parking conveniently tucked away. One major update is already taken care of: a NEW ROOF with a TRANSFERABLE WARRANTY, giving the next owner added peace of mind. Located in Allen ISD, this home offers more than square footage. It gives you room to gather downstairs, room to spread out upstairs, and the flexibility to make each space your own. Come see it in person and imagine what life could look like here.

Facts & features

Interior

Features

  • High Speed Internet
  • Open Floorplan
  • Smart Home
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Alley Access
  • Garage
  • Garage Door Opener
  • Off Street
  • Garage Faces Rear

Lot

  • Landscaped
  • Subdivision

Community

Neighborhood

  • Subdivision: Silhouette Ph 1

HOA

  • Silhoutte - CMA Management

Schools

  • District: Allen ISD
  • Elementary: Marion
  • Middle: Lowery Freshman Center
  • High: Allen

Financial & listing details

Listing

  • Price per sq ft: $165
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,094/mo

Principal & interest
$3,150/mo
Property taxes
$701/mo
Homeowners insurance (est.)
$203/mo
HOA dues
$40/mo
Loan amount
$391,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Amy Downs, DHS Realty · MLS #21199775 · 972-979-8413

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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