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Financing available

$179,000

1320 S 26th Street, Waco, TX 76706

3
beds
2
baths
1,532
sqft

Est. with seller financing: $1,678/mo

  • Single-family
  • Built in 1949
  • 26,833 sq ft lot
  • $117/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

3 LOTS!!! Rare opportunity to own three contiguous lots in the heart of Waco, just minutes from Baylor University and the Magnolia Silos. Offered AS IS, this unique property presents exceptional potential for investors, developers, or homeowners looking for their next project. The existing home features solid bones, a functional floor plan, and endless possibilities. With thoughtful renovations, it could be transformed into a charming primary residence, a profitable rental, or a student housing investment. The true value lies in the land. Situated on a highly desirable corner, the property can be subdivided into as many as three separate lots, creating an outstanding development opportunity. Each lot offers ample space to accommodate a single family or duplex with generous parking, making it ideal for long-term rentals, student housing, or resale. Just minutes from the Baylor campus, this prime location provides easy access to dining, shopping, entertainment, and everything that makes Waco one of Texas' fastest-growing markets.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Cable Tv

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Ceiling Fans, Wall Units

Flooring

  • Ceramic Tile

Appliances

  • Some Gas Appliances
  • Electric Oven
  • Gas Cooktop
  • Microwave
  • Plumbed For Gas

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Materials: Fiberglass Siding, Rock, Stone

Parking

  • Attached Carport
  • Additional Parking
  • Concrete
  • Carport
  • Driveway

Lot

  • Acreage
  • Corner Lot

Community

Neighborhood

  • Subdivision: Speight St Summit

Schools

  • District: Waco ISD
  • Elementary: Bell's Hill
  • Middle: Cesar Chavez
  • High: University

Financial & listing details

Listing

  • Price per sq ft: $117
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,678/mo

Principal & interest
$1,296/mo
Property taxes
$298/mo
Homeowners insurance (est.)
$84/mo
Loan amount
$161,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Francine Dibella

eXp Realty

888-519-7431

MLS #
21373781

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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