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Financing available

$410,000

13228 Settlers Trail, Fort Worth, TX 76244

4
beds
2.5
baths
3,154
sqft

Est. with seller financing: $3,966/mo

  • Single-family
  • Built in 2005
  • 6,316 sq ft lot
  • $130/sqft
  • $36/mo HOA
  • Tarrant County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to spacious living in the desirable Keller ISD! This beautiful home offers an open-concept floor plan with generous living spaces and large bedrooms with walk-in closets. The main level features beautiful engineered hardwood flooring, a private home office, formal dining room, and an expansive living room with a cozy fireplace that flows seamlessly into the kitchen. The kitchen is designed for gathering, featuring a large island with breakfast bar and granite countertops. Upstairs, you'll find an additional spacious living area, perfect for a game room, media space, or second family room. All bedrooms are located upstairs, including a large primary suite featuring an oversized walk-in closet. The primary bathroom offers dual sinks, a relaxing garden tub, and a separate shower. Enjoy outdoor living on the covered back porch overlooking the backyard, complete with an 8-foot board-on-board privacy fence. Recent improvements include a AC system (March 2026), heater (December 2025), board on board privacy fence (August 2025), updated half-bath sink, mirror and light fixtures (2025), Kohler half-bath toilet (2023), ceiling fans in the living room and three bedrooms (2023), and fresh paint in three bedrooms (2023). Residents enjoy wonderful neighborhood amenities, including a community pool, park, catch-and-release fishing pond, and walking trails. Conveniently located near major highways, shopping, and everyday conveniences, this home offers the space, comfort, and lifestyle you've been looking for!

Listing courtesy of Michelle Jones, Coldwell Banker Apex, REALTORS · MLS #21428180 · 972-727-3377

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Engineered Hardwood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Living Room

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Multi
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Interior Lot
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Harvest Ridge Add

HOA

  • Goodwin

Schools

  • District: Keller ISD
  • Elementary: Woodlandsp
  • Middle: Trinity Springs,Trinity Meadows
  • High: Timber Creek

Financial & listing details

Listing

  • Price per sq ft: $130
  • County: Tarrant
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,966/mo

Principal & interest
$2,969/mo
Property taxes
$770/mo
Homeowners insurance (est.)
$191/mo
HOA dues
$36/mo
Loan amount
$369,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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