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Financing available

$290,000

1325 W Main Street, Denison, TX 75020

3
beds: 2.5
baths: 2,260
sqft

Est. with seller financing: $2,565/mo

Single-family
Built in 1940
6,011 sq ft lot
$128/sqft
Grayson County

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Seller financing is available to qualified buyers.

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About this home

1940 Historic Charmer in Denison! This beautiful two story home has the original features--hardwood flooring, staircase and an arched doorway--that bring personality plus. Living and entertaining are easy with a grand 9x9 entry leading to either the living room with a cozy wood-burning fireplace, or kitchen. The floorplan then flows to the dining room and first sunroom. The sunroom and back door both lead to the expansive composite deck which extends across the back of the house for outdoor entertaining. All three bedrooms are nestled upstairs with an additional full bathroom and another (yes, there are two) sunroom off the third bedroom. This home has been lovingly maintained including a 2021 roof with hail resistant shingles, triple pane argon windows, completely remodeled first floor sunroom, brand new water heater (September 2026) and more. A list of improvements and updates is attached in MLS. This darling home is in the heart of Denison, Texas and a brisk walk to its historic, award-winning downtown shopping and entertainment district.

Facts & features

Interior

Features

High Speed Internet
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Flooring

Luxury Vinyl Plank
Wood

Appliances

Dishwasher
Electric Range
Electric Water Heater
Refrigerator

Fireplace

Fireplaces: 1
Wood Burning

Laundry

Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Pillar Post Pier

Parking

Garage spaces: 2
Driveway
Garage
On Street

Lot

Interior Lot

Community

Neighborhood

Subdivision: Millers 2nd Add

Schools

District: Denison ISD
Elementary: Terrell
Middle: Henry Scott,Mcdaniel
High: Denison

Financial & listing details

Listing

Price per sq ft: $128
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,565/mo

Down payment10% ($29,000)10%20%

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Principal & interest: $2,100/mo
Property taxes: $330/mo
Homeowners insurance (est.): $135/mo

Loan amount: $261,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jennifer Knott

RE/MAX Signature Properties

903-200-5550

MLS #: 21305771

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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