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Financing available

$498,900

134 Water Garden Drive, Waxahachie, TX 75165

4
beds
2.5
baths
2,598
sqft

Est. with seller financing: $4,816/mo

  • Single-family
  • Built in 2017
  • 13,504 sq ft lot
  • $192/sqft
  • $54/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Custom built 4 bedroom Waxahachie home with flexible spaces, natural light, and a private gated community. This thoughtfully designed home includes a room that could be a 4th bedroom or office, two separate living areas (a possible additional bedroom in flex space upstairs with half bath attached), giving you room to work, relax, entertain, or create a playroom that grows with your needs. Large windows brighten the main living room, showcasing custom built ins and a cozy fireplace that anchors the heart of the homes. The open concept flow connects the living, dining, and kitchen areas, making everyday routines and hosting effortless. A split bedroom layout provides privacy for the primary suite, complete with dual vanities, a spacious walk-in closet, and a separate tub and shower for comfortable daily living. Step outside to a fenced backyard with a covered porch that looks out the greenbelt; perfect for quiet mornings, weekend grilling, or unwinding outdoors. Roof and carpet replaced in 2025, adding peace of mind and fresh updates. 3 car garage and expanded driveway gives extra space for your vehicles. Located in sought after gated subdivision, within walking distance of Felty Elementary and just minutes from local shopping, dining, and healthcare. Must See!! Up to $3700 of closing costs available with our preferred lender!

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet

Heating & cooling

  • Heating: Central, Electric, Fireplaces, Heat Pump
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Gas Cooktop
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Starter

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting

Construction

  • Style: Traditional, Detached
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Garage
  • Gated
  • Garage Faces Side

Lot

  • Back Yard
  • Greenbelt
  • Lawn
  • Landscaped
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Estates Of Garden Valley

HOA

  • Estates of Garden Valley

Schools

  • District: Waxahachie ISD
  • Elementary: Margaret Felty
  • Middle: Howard
  • High: Waxahachie

Financial & listing details

Listing

  • Price per sq ft: $192
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,816/mo

Principal & interest
$3,613/mo
Property taxes
$916/mo
Homeowners insurance (est.)
$233/mo
HOA dues
$54/mo
Loan amount
$449,010
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Tiffany Stevens

Legacy Realty Group

972-905-6333

MLS #
21328159

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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