HFPHome Finance
Partner
Powered byDoorly
1 / 37
Financing available

$459,000

13539 Chapel Road, Lorena, TX 76655

4
beds
2
baths
2,700
sqft

Est. with seller financing: $4,083/mo

  • Single-family
  • Built in 1978
  • 323,912 sq ft lot
  • $170/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Spacious ranch on 7+ acres in Lorena. Here is your chance to own a classic ranch house on acreage in a location that offers an easy commute while preserving peaceful living. This 2,700 sqft. house features four spacious bedrooms, two bathrooms, and two open living rooms offering flexibility and opportunity for creative renovations that cater to your style of living. The sheer size of this home offers a great space for hosting big gatherings or being creative with your room setup. Take a moment during your tour to step out back and take in the peaceful melody of an evening breeze rushing through the forest of tall beautiful trees scattered across the property. Parking isn't going to be a problem here. You have a detached two-car garage and a carport offering plenty of space for numerous personal and recreational vehicles. This is a great opportunity to buy a value-add home in Lorena ISD with plenty of distance away from the future Hunter's Creek neighborhood. Land like this is only becoming more scarce as Waco continues to grow. Get it before it's gone!

Facts & features

Interior

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Laminate

Appliances

  • Electric Cooktop
  • Electric Oven

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Circular Driveway
  • Covered
  • Carport
  • Driveway
  • Boat
  • Rv Access Parking

Pool

  • Above Ground
  • Pool

Lot

  • Acreage
  • Rolling Slope
  • Steep Slope

Community

Neighborhood

  • Subdivision: Ragen A R

Schools

  • District: Lorena ISD
  • Elementary: Lorena
  • Middle: Lorena
  • High: Lorena

Financial & listing details

Listing

  • Price per sq ft: $170
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,083/mo

Principal & interest
$3,324/mo
Property taxes
$545/mo
Homeowners insurance (est.)
$214/mo
Loan amount
$413,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Trevor Caswell, Keller Williams Realty, Waco · MLS #21317482 · 254-751-7900

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Lorena