HFPHome Finance
Partner
Powered byDoorly
1 / 33
Financing available

$625,000

137 Santa Maria Street, Payne Springs, TX 75156

3
beds
2
baths
1,908
sqft

Est. with seller financing: $5,400/mo

  • Single-family
  • Built in 1975
  • 20,299 sq ft lot
  • $328/sqft
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Turnkey lakefront opportunity being offered fully furnished and ready for its next owner! Whether you're searching for an investment property, short-term rental opportunity, weekend getaway, or full-time lake house, this beautifully appointed 3-bedroom, 2-bath waterfront home offers the flexibility to fit your vision. Situated on an oversized lot just shy of half an acre, the home features soaring vaulted ceilings and a dramatic wall of windows that fills the open living space with natural light while showcasing beautiful lake views. The kitchen is designed for gathering and entertaining with granite countertops, an oversized island, decorative lighting, and an open layout connecting the main living areas. The outdoor amenities are equally impressive. A private boat dock with party deck provides the perfect place to entertain, relax by the water, or launch your next lake adventure. The seller has recently made substantial improvements to the property, including a new seawall that reclaimed approximately 6–10 feet of additional land along the waterfront, a new HVAC system, new dock decking, and an updated dock lift. With the furnishings included, buyers have the opportunity to acquire a truly turnkey property without the expense and hassle of furnishing a lake house from scratch. Continue using it as an investment or short-term rental, enjoy it as your own personal lake retreat, or combine the two for the best of both worlds. With its generous waterfront lot, private dock, recent improvements, furnished interior, and strong appeal to both vacationers and owner-occupants, this property offers a rare combination of lifestyle and investment potential. Come enjoy the lake from day one!

Listing courtesy of Keegan Mueller, All City · MLS #21420835 · 866-277-6005

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air

Flooring

  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Refrigerator
  • Vented Exhaust Fan
  • Washer

Fireplace

  • Fireplaces: 1
  • Wood Burning Stove

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Boat Slip
  • Dock

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Pillar Post Pier, Slab
  • Materials: Fiber Cement

Parking

  • Carport

Lot

  • Back Yard
  • Lawn
  • Waterfront

Community

Neighborhood

  • Subdivision: Del Mar Sub

Schools

  • District: Mabank ISD
  • Elementary: Mabank
  • Middle: Mabank
  • High: Mabank

Financial & listing details

Listing

  • Price per sq ft: $328
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,400/mo

Principal & interest
$4,526/mo
Property taxes
$582/mo
Homeowners insurance (est.)
$292/mo
Loan amount
$562,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

More homes in Payne Springs