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Financing available

$510,000

138 Clark, Stephenville, TX 76401

3
beds: 2.5
baths: 2,175
sqft

Est. with seller financing: $4,639/mo

Single-family
Built in 2025
2,134 sq ft lot
$234/sqft
$150/mo HOA
Erath County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

The Terraces at Clark Lane Townhomes offer modern luxury and convenience. This prime location makes The Terraces at Clark Lane perfect for students, transfer staff, investors or those looking to simplify with out sacrificing luxury. The sleek and spacious open floor plan makes entertaining and everyday living a breeze. The upstairs loft area makes a perfect landing plan to relax, create an office space or game room. The two car garage is ideal for additional storage and secure parking. The prime location makes access easy to all Stephenville has to offer. This townhome is well furnished making it turn key for a long or short term rental.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
Kitchen Island
Loft
Open Floorplan
Walk In Closets

Heating & cooling

Heating: Electric
Cooling: Central Air, Ceiling Fans

Flooring

Carpet
Ceramic Tile
Luxury Vinyl Plank

Appliances

Dishwasher
Electric Range
Electric Water Heater
Disposal
Microwave
Refrigerator

Laundry

Washer Hookup
Electric Dryer Hookup

Exterior & lot

Construction

Style: Contemporary Modern
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Frame, Rock, Stone, Stone Veneer

Parking

Garage spaces: 2
Driveway
Garage
Garage Door Opener

Community

Neighborhood

Subdivision: The Terraces at Clark Lanr

HOA

The Terraces HOA Inc

Schools

District: Stephenville ISD
Elementary: Central
Middle: Gilbert,Stephenvil
High: Stephenvil

Financial & listing details

Listing

Price per sq ft: $234
County: Erath
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,639/mo

Down payment10% ($51,000)10%20%

See If You Qualify

Principal & interest: $3,693/mo
Property taxes: $558/mo
Homeowners insurance (est.): $238/mo
HOA dues: $150/mo

Loan amount: $459,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Lori Mills, Clark Real Estate Group · MLS #21094178 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.