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Financing available

$201,000

1397 E Central, Lorena, TX 76655

3
beds: 1
baths: 1,869
sqft

Est. with seller financing: $1,550/mo

Single-family
Built in 1969
43,560 sq ft lot
$108/sqft
Falls County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Escape to peaceful country living in this charming 3-bedroom, 1-bath home situated on over an acre in Falls County, just outside the McLennan County line. Located in the desirable Chilton ISD, this property offers the perfect blend of comfort, space, and rural tranquility. Inside, you'll find many recent updates, fresh interior paint, and two spacious living areas that provide plenty of room for relaxing or entertaining. The gorgeous extended fireplace serves as a warm and inviting focal point, creating the perfect gathering space for family and friends. Step outside to enjoy the beautiful deck overlooking the expansive backyard, where you'll have plenty of room to roam, garden, play, or simply take in the peaceful country views. Whether you're looking for a quiet retreat or a place to make lasting memories, this property offers the best of country living with convenient access to nearby communities. Duel carport is located on the property. Don't miss your opportunity to own this move-in-ready home with space, charm, and endless possibilities!

Facts & features

Interior

Features

Cable Tv

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans, Wall Window Units

Flooring

Combination

Fireplace

Fireplaces: 1
Den
Masonry
Stone
Wood Burning

Exterior & lot

Construction

Style: Detached
Stories: 1
Foundation: Combination
Materials: Brick

Parking

Detached Carport
Gravel

Lot

Back Yard
Lawn
Few Trees

Community

Neighborhood

Subdivision: Golinda Iganacio

Schools

District: Chilton ISD
Elementary: Chilton
Middle: Chilton
High: Chilton

Financial & listing details

Listing

Price per sq ft: $108
County: Falls
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,550/mo

Down payment10% ($20,100)10%20%

Check Your Financing Options

Principal & interest: $1,456/mo
Property taxes: Not available
Homeowners insurance (est.): $94/mo

Loan amount: $180,900
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Maggie Stinnett, Axio Real Estate LLC · MLS #21326147 · 254-776-8100

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.