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Financing available

$219,500

1397 N Estes Street, Stephenville, TX 76401

3
beds
2
baths
1,328
sqft

Est. with seller financing: $1,981/mo

  • Single-family
  • Built in 1963
  • 6,970 sq ft lot
  • $165/sqft
  • Erath County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming and move in ready, this 3 bedroom, 2 bath home sits on a spacious lot shaded by mature trees, with a fully fenced backyard that's ready for pets, play, or weekend cookouts. Covered front and back porches give you room to relax outside no matter the weather. Inside, warm wood floors are complemented by durable vinyl plank. The kitchen features crisp white cabinetry, tiled backsplash, and plenty of counter space, opening nicely into the living and dining areas for easy everyday living. The primary bedroom includes an ensuite bath with a tiled tub surround and updated vanity, while the second bath offers similarly updated finishes. Generous closet space is tucked throughout the bedrooms. Out back, the large, partially wooded yard and privacy fencing offer a peaceful retreat right in town, plus a covered deck that's perfect for morning coffee or evening get togethers. This one won't last. Schedule your showing today.

Facts & features

Interior

Features

  • High Speed Internet
  • Cable Tv

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Electric

Flooring

  • Wood

Appliances

  • Electric Range

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Driveway
  • On Street

Lot

  • Back Yard
  • Lawn
  • Few Trees

Community

Neighborhood

  • Subdivision: Cage Add

Schools

  • District: Stephenville ISD
  • Elementary: Chamberlai
  • Middle: Gilbert,Stephenvil
  • High: Stephenvil

Financial & listing details

Listing

  • Price per sq ft: $165
  • County: Erath
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,981/mo

Principal & interest
$1,590/mo
Property taxes
$289/mo
Homeowners insurance (est.)
$102/mo
Loan amount
$197,550
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Ben Tackett

Monument Realty

214-705-7827

MLS #
21378560

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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