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Financing available

$725,000

1418 Lotus Circle, Sherman, TX 75092

3
beds
2.5
baths
4,108
sqft

Est. with seller financing: $6,640/mo

  • Single-family
  • Built in 1964
  • 31,015 sq ft lot
  • $176/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

A truly special home in Sherman’s established Western Hills neighborhood, 1418 Lotus Circle offers an exceptional combination of space, privacy, character, and thoughtful improvements. Owned and lovingly cared for by the same owners for more than 40 years, this is a home that reflects decades of pride of ownership. Originally built in 1964, it underwent an extensive remodel and expansion in 2005, including complete rewiring and refinishing of the interior. With approximately 4,107 square feet, the home offers generous living and entertaining spaces throughout. The impressive primary suite features an exceptionally spacious bedroom and bath, while the oversized private office provides plenty of room for working from home, a library, or additional living space. Both the office and primary bath connect to a versatile sunroom exercise room. Multiple living and dining areas, a spacious kitchen with breakfast area, and an oversized utility room provide plenty of room to spread out. The utility area also offers a unique third full bath arrangement, with a private toilet and sink area plus a separate shower tucked discreetly into the laundry room. The character continues outdoors, beginning with the brick paver driveway, front porch and expansive patio. Beautifully maintained grounds, mature trees and established landscaping complement the home’s elevated setting. The large patio provides an inviting space for outdoor entertaining, while stairs lead to a remarkably private pool tucked away on the upper portion of the property, separate from the home and main outdoor living area. The pool was completely reconstructed approximately 25 years ago, with a new pool built within the original structure. Spacious, distinctive and meticulously maintained, this longtime family home offers more than 4,100 square feet in one of Sherman’s established neighborhoods, a property with a history, setting and layout that would be difficult to duplicate today.

Facts & features

Interior

Features

  • Chandelier
  • Double Vanity
  • High Speed Internet
  • Pantry
  • Cable Tv
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Laminate
  • Wood

Appliances

  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Log

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Stone Veneer

Parking

  • Garage spaces: 2
  • Garage

Pool

  • Gunite
  • Pool

Lot

  • Cul De Sac

Community

Neighborhood

  • Subdivision: Western Hills Add Sec 2

Schools

  • District: Sherman ISD
  • Elementary: Parker
  • Middle: Sherman
  • High: Sherman

Financial & listing details

Listing

  • Price per sq ft: $176
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,640/mo

Principal & interest
$5,250/mo
Property taxes
$1,052/mo
Homeowners insurance (est.)
$338/mo
Loan amount
$652,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Brad Rhodes, Easy Life Realty · MLS #21397172 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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