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Financing available

$565,000

146 Derby Drive, Van Alstyne, TX 75495

4
beds
2.5
baths
2,121
sqft

Est. with seller financing: $5,013/mo

  • Single-family
  • Built in 2007
  • 43,560 sq ft lot
  • $266/sqft
  • $8/mo HOA
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this gorgeous home in the highly desirable Steeplechase Estates, where every detail reflects pride of ownership. This exceptional property is perfect for the discerning buyer seeking a truly move-in-ready home. From the moment you arrive, you'll appreciate the fresh, inviting feel of this meticulously maintained residence. The interior features fresh paint, beautiful engineered hardwood flooring, and tasteful, high-end finishes throughout. Elegant granite countertops grace every surface, adding both style and sophistication. Situated on a beautifully landscaped one-acre lot, this charming country estate is surrounded by mature trees and lush, manicured grounds. The private backyard is a peaceful retreat, complete with attractive pipe fencing, a relaxing hot tub, and a private outdoor living area. The thoughtfully designed floor plan offers four bedrooms and two-and-a-half bathrooms. The formal dining room is currently being used as a home office, while the spacious breakfast room easily accommodates everyday dining. The kitchen features a breakfast bar and opens seamlessly to the family room, creating an ideal space for gathering and entertaining. The spacious primary suite provides a relaxing escape, and the beautifully updated ensuite bath offers both comfort and style. The 3 secondary bedrooms are separate from the primary room. Located outside the city limits, this property benefits from a low tax rate of just 1.67%. The neighborhood-run HOA is only $100 per year, and there is no MUD or special taxing district. Students attend the award-winning Van Alstyne ISD, and you'll enjoy the charm of Van Alstyne—a thriving community that has successfully preserved its welcoming small-town atmosphere while continuing to grow.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Engineered Hardwood
  • Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Family Room
  • Living Room
  • Masonry
  • Stone
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Awnings
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Concrete
  • Door Single
  • Driveway
  • Epoxy Flooring
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Garage Faces Side

Lot

  • Acreage
  • Back Yard
  • Lawn
  • Landscaped

Community

Neighborhood

  • Subdivision: Steeplechase Country Estate Sec 1

HOA

  • Steeplechase Country Estates

Schools

  • District: Van Alstyne ISD
  • Elementary: Van Alstyne
  • Middle: Van Alstyne
  • High: Van Alstyne

Financial & listing details

Listing

  • Price per sq ft: $266
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,013/mo

Principal & interest
$4,092/mo
Property taxes
$649/mo
Homeowners insurance (est.)
$264/mo
HOA dues
$8/mo
Loan amount
$508,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Debra Pettit, Caprock Real Estate Advisors · MLS #21338952 · 214-437-6065

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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