HFPHome Finance
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Financing available

$287,500

1520 Harris Street, Gainesville, TX 76240

3
beds
2
baths
1,664
sqft

Est. with seller financing: $2,216/mo

  • Single-family
  • Built in 2025
  • 9,845 sq ft lot
  • $173/sqft
  • Cooke County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Seller is OFFERING $7,500 for Buyer's Closing Cost! Welcome to this beautifully crafted New Construction home featuring an open-concept floor plan designed for comfortable everyday living. The kitchen offers quartz countertops, custom cabinetry, a gas range, stainless steel appliances, and ample workspace for cooking and entertaining. Luxury vinyl plank flooring flows throughout the main living areas, providing both style and durability. Built with energy efficiency in mind, this home includes spray foam insulation to help improve year-round comfort and reduce energy cost. Enjoy the added benefit of no HOA and take advantage of the seller's $7,500 contribution towards the Buyer's closing cost. Enjoy the modern fixtures, plenty of natural light, and a warm, inviting atmosphere that makes this home truly stand out. Step outside to a spacious backyard, ideal for gatherings, playtime, or simply relaxing outdoors. Every detail has been carefully selected to combine comfort, quality, and value. Move-in ready and built to impress, come see this stunning home and make it yours! Some images have been virtually staged to illustrate the property’s full potential and help you envision how the space can be furnished and used.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Electric Water Heater
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Tankless Water Heater

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Fiber Cement, Stone Veneer

Parking

  • Garage spaces: 2
  • Additional Parking
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Mabry Addn

Schools

  • District: Gainesville ISD
  • Elementary: Edison
  • Middle: Lee,Gainesvill
  • High: Gainesvill

Financial & listing details

Listing

  • Price per sq ft: $173
  • County: Cooke
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,216/mo

Principal & interest
$2,082/mo
Property taxes
Not available
Homeowners insurance (est.)
$134/mo
Loan amount
$258,750
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Sonia Ortega, Ready Real Estate LLC · MLS #20975816 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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