HFPHome Finance
Partner
Powered byDoorly
1 / 35
Financing available

$325,000

1600 Vera Cruz Drive, Plano, TX 75074

3
beds
2
baths
1,455
sqft

Est. with seller financing: $2,971/mo

  • Single-family
  • Built in 1984
  • 8,276 sq ft lot
  • $223/sqft
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Step inside 1600 Vera Cruz, a beautifully updated 3 bedroom, 2 bath Plano home where the big-ticket work is already done. Zoned to Plano ISD and just minutes from Bob Woodruff Park, this is a move-in-ready home with years of worry-free living built in. Seller is offering $5,000 to the buyer for closing cost assistance or an interest rate buy-down, buyer's choice. Use it to lower your upfront costs or your monthly payment, whichever works best for you. The kitchen is the heart of the home, refreshed in 2020 and ready for weeknight dinners, weekend breakfasts, and everything in between. Both bathrooms were updated the same year, so every day starts and ends in a space that feels fresh and new. Three comfortable bedrooms give you room for family, guests, a home office, or all of the above. Here is what the next owner will not have to think about. The roof was replaced in 2016. In 2020, the home received replacement windows and patio doors, a new garage door, and the kitchen and bath updates. The water heater was replaced in 2023, and in 2024 the AC and ductwork were replaced and upgraded to a 3-ton, 17 SEER2 system, built for efficient cooling through the Texas summer. The 2-car rear entry garage keeps garage doors out of sight from the street, so the home's curb appeal takes center stage. Step outside and Bob Woodruff Park is right there, with trails, ponds, and green space for morning walks, weekend picnics, and time outdoors. Plano shopping, dining, and major commuter routes are all close by. Families will appreciate the Plano ISD schools: Dooley Elementary, Bowman Middle School, Williams High School, and Plano East Senior High. Updated, efficient, and ready for its next chapter, with $5,000 in seller assistance with closing costs or rate buy-down to help you get in the door.

Listing courtesy of Caryn Schniederjan, RE/MAX DFW Associates · MLS #21413619 · 972-312-9000

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Range

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Rear

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Few Trees

Community

Neighborhood

  • Subdivision: Hidden Meadows Of Los Rios 1

Schools

  • District: Plano ISD
  • Elementary: Dooley
  • Middle: Bowman
  • High: Williams,Plano East

Financial & listing details

Listing

  • Price per sq ft: $223
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,971/mo

Principal & interest
$2,354/mo
Property taxes
$465/mo
Homeowners insurance (est.)
$152/mo
Loan amount
$292,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

More homes in Plano