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Financing available

$899,000

1628 County Road 2605, Bonham, TX 75418

4
beds
2.5
baths
3,645
sqft

Est. with seller financing: $7,894/mo

  • Single-family
  • Built in 2001
  • 718,696 sq ft lot
  • $247/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Perfect place to start the party!! Come see this retreat where family roots can grow deep and memories can last a lifetime. Set on 16.49 acres of fenced, rolling pasture with two stocked ponds, this beautifully designed home offers space, versatility, and the kind of warmth that makes it easy to imagine staying for decades. An additional office can serve as a 4th bedroom, giving families room to expand, host, or simply spread out. Inside, the home features thoughtful touches throughout — built in bookcases perfect for displaying treasured photos and keepsakes, a generous walk-in pantry ready for big family gatherings, and both formal and casual dining and living areas that make everyday living and holiday hosting equally effortless. Step outside and enjoy the serenity. An inground swimming pool invites summer fun, while the detached pool house — complete with a bar and full bathroom — creates the ideal hangout for teens, guests, or even multigenerational living. The oversized detached garage with a roll up door offers easy storage for tractors, equipment, or recreational gear. For those who need serious workspace or dream of running a business from home, the 50×70 shop is a standout feature. Equipped with an office, water, septic, 220 amp power, and large overhead doors, it’s ready for projects, hobbies, or professional use. A gated entrance adds privacy and peace of mind. This is more than a property — it’s a lifestyle. A place where kids can fish in the ponds, where friends gather by the pool, where holidays feel magical, and where every season brings something new to enjoy. A home built for today, tomorrow, and all the years to come.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Open Floorplan
  • Walk In Closets

Heating & cooling

  • Heating: Electric, Fireplaces, Solar
  • Cooling: Central Air, Ceiling Fans, Electric, Heat Pump

Flooring

  • Carpet
  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Some Commercial Grade
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front
  • Garage
  • Golf Cart Garage
  • Garage Door Opener
  • On Site

Pool

  • Gunite
  • In Ground
  • Pool
  • Pool Sweep
  • Sport

Lot

  • Acreage
  • Agricultural
  • Interior Lot

Community

Neighborhood

  • Subdivision: M. Caldwell Survey, Abst. 180

Schools

  • District: Sam Rayburn ISD
  • Elementary: Sam Rayburn
  • Middle: Sam Rayburn
  • High: Sam Rayburn

Financial & listing details

Listing

  • Price per sq ft: $247
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$7,894/mo

Principal & interest
$6,510/mo
Property taxes
$964/mo
Homeowners insurance (est.)
$420/mo
Loan amount
$809,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Diane Smith, Century 21 Harvey Properties · MLS #21170984 · 903-583-3188

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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