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Financing available

$899,000

1641 Cottonwood Trail, Prosper, TX 75078

4
beds
4.5
baths
3,618
sqft

Est. with seller financing: $8,772/mo

  • Single-family
  • Built in 2020
  • 11,761 sq ft lot
  • $248/sqft
  • $100/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

North Facing, Prosper ISD, and Easy Tollway Access! This Britton-built home shows like new and offers a perfect blend of luxury, space, and thoughtful design. A grand extended entry welcomes you with rich hardwood floors that flow throughout the main living areas. Just off the entry, a private office with French doors provides the ideal work-from-home space, while the formal dining room and enclosed game room—also featuring French doors—create elegant and versatile entertaining areas. The spacious family room is filled with natural light, highlighted by a stunning wall of windows, a cozy fireplace, and sliding glass doors that seamlessly connect indoor and outdoor living. The open-concept design flows effortlessly into the morning area and chef’s kitchen, complete with a Butler’s pantry and an oversized island with built-in seating—perfect for gatherings. The private primary suite is a true retreat, featuring a wall of windows and a spa-like ensuite bath with dual vanities, a garden tub, a separate glass-enclosed shower, and a large walk-in closet. All secondary bedrooms offer their own ensuite baths and walk-in closets, providing comfort and privacy for everyone. Soaring ceilings and expansive windows enhance the home’s bright and airy feel throughout. Step outside to enjoy the covered backyard patio, ideal for relaxing or entertaining. A mudroom conveniently connects to the three-car garage, adding everyday functionality to this exceptional home.

Listing courtesy of Christie Cannon, LPT Realty LLC · MLS #21222949 · 972-215-7747

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Tile
  • Wood

Appliances

  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Driveway
  • Garage

Pool

  • Community

Lot

  • Irregular Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Star Trail Ph Four

HOA

  • Star Trail HOA

Schools

  • District: Prosper ISD
  • Elementary: Joyce Hall
  • Middle: Moseley
  • High: Prosper

Financial & listing details

Listing

  • Price per sq ft: $248
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$8,772/mo

Principal & interest
$6,510/mo
Property taxes
$1,742/mo
Homeowners insurance (est.)
$420/mo
HOA dues
$100/mo
Loan amount
$809,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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