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Financing available

$415,000

16515 N US Highway 281, Hico, TX 76457

2
beds
2
baths
880
sqft

Est. with seller financing: $3,977/mo

  • Single-family
  • Built in 2023
  • 206,474 sq ft lot
  • $472/sqft
  • Hamilton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Built around the way horse owners live, this 4.74-acre property in Hico pairs a newer home with thoughtfully equipped equestrian facilities and Highway 281 frontage. The 30×40 barn features 4 stalls with rubber mats, a 10×10 tack room, feed area, vet stocks, and a wash rack with a water heater. Insulated walls, a spray-foam ceiling, and timed lighting add everyday function. An 80×100 riding arena, four-horse walker with a paneled enclosure, and two fenced pastures provide space for riding, conditioning, and turnout. The 2023 Champion home offers two bedrooms, two bathrooms, an open floor plan, and a covered porch plus a 10×12 deck for unwinding after chores. Additional improvements include two RV hookups, 30 amp and 50 amp, an insulated well house, an 8×16 storage building, and a septic system installed in October 2024. Three-rail pipe fencing along the highway frontage gives the property a clean, established entrance. A manageable acreage setup with the horse infrastructure already in place.

Listing courtesy of Bailey Groves, Texas Real Estate Twins · MLS #21412203 · (940) 704-6033

Facts & features

Interior

Features

  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Laminate

Appliances

  • Dryer
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Microwave
  • Refrigerator
  • Washer

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Stacked

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Pillar Post Pier

Parking

  • Driveway
  • No Garage
  • Rv Access Parking

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: NONE

Schools

  • District: Hico ISD
  • Elementary: Hico
  • Middle: Hico
  • High: Hico

Financial & listing details

Listing

  • Price per sq ft: $472
  • County: Hamilton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,977/mo

Principal & interest
$3,005/mo
Property taxes (est.)
$778/mo
Homeowners insurance (est.)
$194/mo
Loan amount
$373,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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