HFPHome Finance
Partner
Powered byDoorly
1 / 28
Financing available

$343,704

16889 County Road 3224, Winona, TX 75792

4
beds
2
baths
1,775
sqft

Est. with seller financing: $3,175/mo

  • Single-family
  • Built in 2021
  • 36,024 sq ft lot
  • $194/sqft
  • Smith County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

This is a pristine single-story home offering peaceful country living with easy access to everyday conveniences. Move-in ready, the 4 bedroom, 2 bath home welcomes you with a bright and airy living room featuring on-trend luxury vinyl plank flooring, crown molding, soft neutral paint, a cozy fireplace, and large windows that fill the space with natural light. Blinds throughout the home and tinted windows on the west side add both comfort and energy efficiency. The thoughtfully designed layout keeps the cook connected to the heart of the home, making entertaining a breeze. The kitchen is equipped with stainless steel appliances, abundant cabinetry, a pantry for extra storage, granite countertops, and a breakfast bar, along with a spacious dining area that overlooks the backyard. Granite countertops continue throughout the kitchen, bathrooms, and even the utility room, adding a cohesive and upgraded feel. The split primary suite showcases a tray ceiling, a large walk-in closet, and an ensuite complete with granite countertops and a tiled walk-in shower, creating a spa-like space to unwind after a long day. Additional features include a well-appointed utility room with built-in cabinets to help keep everything organized, as well as the added peace of mind of a WHOLE-HOUSE GENERATOR. Outside, the property continues to impress with wide-open space, a 6-foot privacy fence spanning approximately three-quarters of the property, and NO HOA, giving you the flexibility to design the backyard of your dreams. Ideally located for both privacy and convenience, with easy access to Lindale, Winona, highway 155and I-20, this property truly delivers the best of Texas living.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Luxury Vinyl Plank
  • Vinyl

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Dog Run
  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Back Yard
  • Lawn
  • Landscaped
  • Subdivision

Community

Neighborhood

  • Subdivision: Pilcher Day Estates

Schools

  • District: Winona ISD
  • Elementary: Winona
  • Middle: Winona
  • High: Winona

Financial & listing details

Listing

  • Price per sq ft: $194
  • County: Smith
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,175/mo

Principal & interest
$2,489/mo
Property taxes
$526/mo
Homeowners insurance (est.)
$160/mo
Loan amount
$309,334
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Josh Kesterson, Redfin Corporation · MLS #21240495 · 972-954-4791

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Winona