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Financing available

$525,000

171 Cedar Elm Road, Trinidad, TX 75163

3
beds
2
baths
1,134
sqft

Est. with seller financing: $4,057/mo

  • Single-family
  • Built in 1976
  • 16,117 sq ft lot
  • $463/sqft
  • $10/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Don’t let the square footage fool you—this thoughtfully designed fully furnished 3-bedroom lake home lives much larger than its size, offering an open, inviting layout that’s perfect for weekends at the lake or full-time living. Set on protected water with an outstanding open water view, you’ll enjoy the best of both worlds: calm conditions for boating and approximately 8 feet of water at the back of the boathouse at the current lake level (approximately 12 feet at full pool). Move-in ready and loaded with valuable updates, this property features a new septic system 2023,new boathouse and seawall and new electric panel (2024), new roof and gutters (2026), and stainless steel appliances replaced in 2023. Outside, the oversized yard provides plenty of room for entertaining, outdoor games, or simply enjoying the lake lifestyle. The fenced yard is ready for your pets, and there’s ample RV parking for all your toys. The detached garage with workshop offers endless possibilities and could easily be transformed into a bunkhouse, game room, or guest retreat. Located in a friendly, close-knit subdivision, this property combines deep water, quality updates, and flexible spaces to create the perfect lake getaway or year-round home. Just bring your bags and start making memories! RV is availbale for purchase. Survey and T-47 available. Buyers and buyers agents are responsible for verifying all information provided.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Combination
  • Ceramic Tile
  • Laminate

Appliances

  • Dryer
  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Library
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Dock
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Board And Batten Siding

Parking

  • Garage spaces: 1
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Gated
  • Workshop In Garage
  • Boat
  • Rv Access Parking

Lot

  • Back Yard
  • Lawn
  • Landscaped
  • Level
  • Subdivision
  • Sprinkler System
  • Few Trees
  • Waterfront
  • Retaining Wall
  • View: Water

Community

Neighborhood

  • Subdivision: Lakewood

HOA

  • Lakewood POA

Schools

  • District: Malakoff ISD
  • Elementary: Tool
  • Middle: Malakoff
  • High: Malakoff

Financial & listing details

Listing

  • Price per sq ft: $463
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,057/mo

Principal & interest
$3,802/mo
Property taxes
Not available
Homeowners insurance (est.)
$245/mo
HOA dues
$10/mo
Loan amount
$472,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Todd Russell, KW-Cedar Creek Lake Properties · MLS #21339617 · 903-910-3400

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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