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Financing available

$364,900

1712 Ferguson Lane, McKinney, TX 75071

3
beds: 2.5
baths: 1,871
sqft

Est. with seller financing: $3,277/mo

Single-family
Built in 2020
5,009 sq ft lot
$195/sqft
$39/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to your new home! This gorgeous one-owner home is like-new and is located in the beautiful Trinity Falls area — without the high HOA fees and NO MUD tax! This stylish home features luxury vinyl plank flooring, fresh paint, granite countertops, and amazing curb appeal. Enjoy an oversized laundry room with space for an additional fridge or freezer, a spacious game room, and a huge master closet. The large walk-in attic provides incredible storage space. Conveniently located just minutes from great shopping and restaurants, this home offers the perfect blend of comfort, style, and value. Schedule your showing today!

Facts & features

Interior

Features

Pantry
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air

Flooring

Carpet
Ceramic Tile
Luxury Vinyl Plank

Appliances

Dishwasher
Gas Cooktop
Disposal
Microwave

Fireplace

Fireplaces: 1
Gas Log

Exterior & lot

Construction

Style: Detached
Foundation: Slab

Parking

Garage spaces: 2
Garage

Community

Neighborhood

Subdivision: Weston Ridge Ph I

HOA

Flock Association Management

Schools

District: McKinney ISD
Elementary: Ruth and Harold Frazier
Middle: Johnson
High: McKinney North

Financial & listing details

Listing

Price per sq ft: $195
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,277/mo

Down payment10% ($36,490)10%20%

Check Your Financing Options

Principal & interest: $2,642/mo
Property taxes: $426/mo
Homeowners insurance (est.): $170/mo
HOA dues: $39/mo

Loan amount: $328,410
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jeremy Tillett, Tillett Realty & Associates · MLS #21262251 · 903-819-1078

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.