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Financing available

$495,500

1725 Oak Shore Drive, Tool, TX 75143

2
beds: 2.5
baths: 1,416
sqft

Est. with seller financing: $3,829/mo

Single-family
Built in 1974
8,494 sq ft lot
$350/sqft
$10/mo HOA
Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Classic lake-house charm meets an unbeatable waterfront setting at Cedar Creek Lake. Situated on a pie-shaped lot with over 100 feet of shoreline at the mouth of wide cove, this one-story, 2-bedroom, 2 full and 1 half bath home offers the relaxed lifestyle lake buyers are searching for. Mature trees shade the expansive lawn leading to a private boathouse with boat lift, while covered porches provide the perfect place to enjoy morning coffee or evening gatherings. Complete with a covered carport and just an hour southeast of Dallas, this is the kind of lake house where lifelong memories are made.

Facts & features

Interior

Features

Eat In Kitchen

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Electric Range
Electric Water Heater
Disposal

Fireplace

Fireplaces: 1
Wood Burning

Laundry

Laundry In Utility Room

Exterior & lot

Features

Rain Gutters

Construction

Style: Ranch, Traditional, Detached, Farmhouse
Stories: 1
Roof: Composition, Metal
Foundation: Slab
Materials: Brick, Wood Siding

Parking

Boat
Carport

Lot

Back Yard
Cul De Sac
Lawn
Few Trees
Retaining Wall

Community

Neighborhood

Subdivision: Trade Winds Add

HOA

Trade Winds HOA

Schools

District: Malakoff ISD
Elementary: Tool
Middle: Malakoff
High: Malakoff

Financial & listing details

Listing

Price per sq ft: $350
County: Henderson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,829/mo

Down payment10% ($49,550)10%20%

See If You Qualify

Principal & interest: $3,588/mo
Property taxes: Not available
Homeowners insurance (est.): $231/mo
HOA dues: $10/mo

Loan amount: $445,950
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Robert Schrickel

Ebby Halliday, REALTORS

214-210-1500

MLS #: 21298914

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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