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Financing available

$575,000

1812 Carol Street, McKinney, TX 75069

3
beds: 2
baths: 2,210
sqft

Est. with seller financing: $5,300/mo

Single-family
Built in 1953
15,464 sq ft lot
$260/sqft
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming home in historic downtown McKinney location! Light, bright, and completely updated throughout. Attention and care given to owner renovations in this turn-key home! It truly feels like you're walking into a magazine. Handscraped hardwoods, Z-Line convection gas range, new kitchen cabinets, porcelain farm sink, and brand new laundry room. Massive backyard space with firepit and custom turf landscaping. Detached unit in backyard with 400 sq ft of office space and a separate workshop space. Can be used for a garage as well. Come see this gem of a home as soon as you can! Updates include concrete driveways 2024, water heater 2023, HVAC in 2022 with duct cleaning, kitchen appliances in 2022, patio and roof extension in 2021, fence in 2019, windows and doors in 2018, and roof in 2017. Owner is offering seller concessions toward a buyer rate buy-down or to cover buyer's closing costs.

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
High Speed Internet
Open Floorplan
Pantry
Cable Tv
Wired For Sound

Heating & cooling

Heating: Natural Gas
Cooling: Electric

Flooring

Carpet
Concrete
Hardwood
Tile

Appliances

Convection Oven
Dishwasher
Gas Cooktop
Disposal
Microwave

Fireplace

Fireplaces: 2
Electric

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup

Exterior & lot

Construction

Style: Ranch, Detached
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier
Materials: Brick

Parking

Garage spaces: 1
Additional Parking
Asphalt
Converted Garage
Carport
Detached Carport
Door Single
Driveway
Garage
Gated
Parking Pad

Lot

Corner Lot
Landscaped
Many Trees

Community

Neighborhood

Subdivision: Wilson & Cole Add

Schools

District: McKinney ISD
Elementary: Burks
Middle: Faubion
High: Mckinney Boyd

Financial & listing details

Listing

Price per sq ft: $260
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,300/mo

Down payment10% ($57,500)10%20%

Check Your Financing Options

Principal & interest: $4,164/mo
Property taxes: $868/mo
Homeowners insurance (est.): $268/mo

Loan amount: $517,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Trevor Kay, eXp Realty · MLS #21213233 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.