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Financing available

$729,000

18144 Osage Lane, Terrell, TX 75160

4
beds
3
baths
3,215
sqft

Est. with seller financing: $6,840/mo

  • Single-family
  • Built in 2024
  • 43,560 sq ft lot
  • $227/sqft
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

NEW CONSTRUCTION - NO HOA - 1 ACRE - 3,215 SQFT If you are looking for space, flexibility, and long term upside, this property delivers. Situated on a full 1 acre lot with no HOA, this newly built home offers approximately 3,215 square feet with 4 bedrooms, 3 full bathrooms, and a spacious game room or flex space. The open concept layout is designed for both functionality and entertaining, featuring a large living area that flows seamlessly into the kitchen and breakfast area. The kitchen includes upgraded appliances, custom cabinetry, and ample counter space. A central family room anchors the home, creating a strong focal point for everyday living. The primary suite is privately positioned and includes a walk in closet, dual vanities, soaking tub, and separate shower. Two secondary bedrooms share a Jack and Jill bathroom, while a fourth bedroom and full bath provide flexibility for guests or multi generational living. The current owner has made several valuable improvements, including extending and connecting the driveway to the backyard patio. The property is enclosed by a premium full perimeter fencing system built to the highest standard by the seller, featuring an automated metal gate with push button operation at the front entry, and solid wood privacy panels on the sides starting at 8 feet tall and tapering to 6 feet around the property. The property also features a shop with electricity and lighting installed, partially insulated, along with a basketball hoop. Located in the rapidly growing city of Terrell, with ongoing retail development and new residential communities continuously expanding, this home offers both lifestyle appeal and strong future growth potential. Conveniently located approximately 30 to 35 minutes from Downtown Dallas with easy access to US 80, you can enjoy the privacy of country living while remaining close to the city. Select furniture may be included with the sale and can be negotiated separately based on buyer interest

Facts & features

Interior

Features

  • High Speed Internet

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Metal
  • Stone

Exterior & lot

Features

  • Garden

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Garage Faces Side
  • Boat
  • Rv Access Parking

Lot

  • Acreage
  • Irregular Lot

Community

Neighborhood

  • Subdivision: Oak Point Estates

Schools

  • District: Terrell ISD
  • Elementary: Wood
  • Middle: Furlough
  • High: Terrell

Financial & listing details

Listing

  • Price per sq ft: $227
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,840/mo

Principal & interest
$5,279/mo
Property taxes
$1,221/mo
Homeowners insurance (est.)
$340/mo
Loan amount
$656,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Pardeep Singh, Signature Real Estate Group · MLS #21345220 · 682-551-8954

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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