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Financing available

$639,900

18145 OSAGE Lane, Terrell, TX 75160

4
beds
3
baths
3,204
sqft

Est. with seller financing: $4,933/mo

  • Single-family
  • Built in 2025
  • 43,560 sq ft lot
  • $200/sqft
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

NEW CONSTRUCTION BY LONG-TIME BUILDER - Robbie Hale Homes pays title, survey, up to $20k closing costs. Beautiful New Construction built by Robbie Hale Homes in the quiet country setting of Oak Point Estates in Terrell. This Beautiful Brick home with Stone accents will be situated on a one acre corner lot. The home is 3204 sf air conditioned, 4 Bedrooms, 3 Baths, a Formal Living Room, a Formal Dining Room, a 3 car garage with a covered front Porch and a huge covered Patio which overlooks the spacious backyard. As you enter the home through the Grand Foyer the Formal Dining Room and the Formal Living Room will be located on your left hand side with the Family Room off of the Foyer. The Family Room, which features a Stone Fireplace with stained mantle and gorgeous wood looking ceramic tile floor, is open to the Kitchen. The Kitchen includes an abundance of stained custom oak cabinets, quartz countertops, a huge kitchen island, a walk in pantry, and stainless steel appliances being a built-in oven, built-in microwave, dishwasher, an electric cooktop and a vent-a-hood. The Master Bedroom is massive with access to the covered Patio and the Master Bathroom will feature separate vanities, a jetted tub, an enormous walk-in shower with dual shower heads and a large walk-in closet. The Laundry Room is huge with a sink and room for a refrigerator. The exterior features sod, landscaping and the sprinkler system will be full for the front yards with a perimeter across the sides and the back of the home. Energy efficiency will include R-38 blown in attic insulation, R-15 wall insualtion, vinyl windows being dual paned windows, radiant barrier roof decking, and a high efficiency HVAC system. Property includes 30 x 40 shop building, Builder pays survey, title policy and up to $30k in closing costs. Builder has more details. High Speed Fiber is available in Oak Point Estates.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet

Heating & cooling

  • Heating: Central, Electric, Fireplaces, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Metal
  • Stone
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Garage Faces Side

Lot

  • Acreage
  • Corner Lot
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Oak Point Estates

Schools

  • District: Terrell ISD
  • Elementary: Gilbert Willie, Sr.
  • Middle: Furlough
  • High: Terrell

Financial & listing details

Listing

  • Price per sq ft: $200
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,933/mo

Principal & interest
$4,634/mo
Property taxes
Not available
Homeowners insurance (est.)
$299/mo
Loan amount
$575,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of John Wood, Builders Realty · MLS #20933334 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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